Throughout the course, you will learn some of the basic and, on a day-to-day basis, the most useful tools

Throughout the course, you will learn some of the basic and, on a day-to-day basis, the most useful
tools to assess consumer finance. The purpose of this project is to provide a “hands-on” experience
to use the personal finance concepts you will have learned throughout the course and apply these to
a “real-life” situation.
The financial cases are listed at the end of this document.
Final Report:
• Length: The whole report should be 2-3 pages.
• Reference: Use MLA System of Referencing. To avoid plagiarism, you must fully reference each source of information that you use in your report.
• Font and font-size: Times New Roman, 12
• Double line spacing
• Normal margin spacing (2.5cm for top, bottom, left, and right)

Identify the Individual or Family’s Financial Problems- 50 Points
Solution to the Family’s Financial Problems- 50 Points

You should demonstrate:
• Knowledge of course content
• Correct and appropriate calculations
• Critical Judgement
• Originality
• Formatting and Readability
• Effective and Persuasive Presentation

You choose one case study (I HAVE CHOSEN THE CASE FOR YOU, I PASTED IT BELOW- CASE #2)
Suppose you are the financial advisor for the individual or family in your case and:
• Provide a brief descriiption of the individual or family’s current financial situation.
• Discuss the financial strengths and weaknesses of the individual or family’s situation.
• Explain any misunderstanding the individual or family has about financial issues.
• You should comment about their cash flow situation.
• Use appropriate ratios to discuss the financial situation of the individual or family.
• You should also calculate the savings required to reach financial goals.
You are also asked to provide 2 recommendations that the individual or family should implement to
improve their financial situation. Feel free to add any other information you think would improve the
financial position of the individual or family.

Case 2: Harry and Joanna Smith
Joanna and Harry Smith both aged 30 and non-smokers, are married and live in Staten Island. They
are trying to prepare financially and want to buy a house, a car, and pay for Harry to complete his
college degree. However, their chief financial goal is to reduce debt and produce positive cash flows.
The Smiths have very little savings. In February 2015, Joanna gave birth to their first child, James
who is now in pre-school. Joanna is a stay-at home mom while Harry is the sole breadwinner and
earns $55,000 annually. Joanna hopes to return to the labor force but is worried about child care costs.
The couple are starting to experience some financial difficulties, mainly with the monthly payments
on their debts which is consuming a larger percentage of their income and also their mortgage. Both
of these expenses don’t leave much room for anything else. The family has zero money in savings. In
addition, the Smiths have a negative net worth. Their total assets total $103,000 which includes
$2,000 in their checking account, $4,000 in Harry’s 401(k), a $85,000 townhouse, and one car and
personal property totaling $12,000. With regards to their debt, they owe $85,000 on their mortgage, a
personal loan of $8,000, $10,000 on a visa card, and they owe Joanna’s parents $15,000. Harry hopes
to retire when he is 57. The couple does not have IRAs, however Harry contributes to his 401(k).
They have a life insurance policy on Harry of $250,000 and family health insurance with a maximum
limit of $200,000 per person through Harry’s employer. There is no disability insurance to cover
Harry’s income should anything happen. They have $200,000 liability insurance on their car and
$50,000 on their townhouse. They do not have a will because they feel it is too expensive to pay for a
lawyer and they aren’t sure how to do it without a lawyer.[supanova_question]

Servant leadership in religious diverse contexts

Servant leadership in religious diverse contexts.

Select one cultural context and one religious viewpoint (other than Christianity, its denominations,) and examine how the principles of servant leadership are evident in that culture and religion. In a 1,250-1,500-word essay, identify similarities and differences between servant leadership’s philosophies and the values evident in the selected cultural context and religious viewpoint. Be sure to provide specific examples of practices and/or values in your discussion. You are required to locate two articles that examine servant leadership from a different cultural perspective and two articles that examine servant leadership from a different religious perspective. Be sure to select academic articles from reputable sources that are 10-20 pages in length. Include information from the articles in your discussion.

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Analysis of The Cask of Amontillado film by Edgar Allen Poe, and how it shows that revenge is never justified

Throughout the course, you will learn some of the basic and, on a day-to-day basis, the most useful tools Analysis of The Cask of Amontillado film by Edgar Allen Poe, and how it shows that revenge is never justified.

The semester’s first essay assignment will be a fiction analysis that requires students to choose a short story discussed in class and an element of fiction present in it. Mine will be about The Cask of Amontillado by Edgar Allen Poe, and how it shows that revenge is never justified. •MLA style must be utilized for all formatting and documentation •Must use direct quotes from the story throughout the essay •No outside sources are to be used for this assignment –this is purely analysis!

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John Dewey.

John Dewey..

 Write about your definition of education. You might consider questions such as… what is it good for?, who should get it?, who should pay for it?, what types of education, a book by John Dewey. Read the first two chapters of the book. Now compare what you have written to John Dewey’s remarks about education. Do you agree or disagree? What are specific areas and concerns you have in common with the author. Did John Dewey write about aspects of education you had not considered?

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