By Tuesday, 11:59 p.m. ET:
Post your answer to all the aspects of the discussion inquiry.
“Robinhood (www.robinhood.com) allows investors to trade stocks with zero transaction costs”. True or False? Explain.
Briefly explain the tax advantage of actively managed ETFs vis-a-vis actively managed mutual funds.
Large asset management firms typically employ “portfolio managers” and “traders”. What is the difference between these two types of positions? What do traders do?
check the PDF file to see all the requirement for this assignment.
I will create a GitHub repository so you can push and commit your work there. I need to see the process of the work( at least 5 commits). Also, when you finish the assignment you should also upload the work here in a zip file.
. Does violence within a relationship represent the violent partner showing his (sometimes her) true colours?
This week, we will explore quantitative signals and how to leverage that knowledge of signals to increase business for . Does violence within a relationship represent the violent partner showing his (sometimes her) true colours?.
Question 3 “People get very concerned about [using RJ for] sexual offending and domestic violence, what I would call the ‘power offences’. If you’ve got power offences … you don’t dive into those … but generally across the board I can’t see anything that you can’t use [RJ] for.” – RJ facilitator, Thames Valley A good answer to this question will focus on some of the specific issues raised by DV as a crime, and in particular the issues about how to deal with it. If, for example, we take the view that a victim of DV should above all be protected from the offender – to the point of never having to look at him again – then RJ is probably not going to be appropriate. Does violence within a relationship represent the violent partner showing his (sometimes her) true colours? Or can a relationship be saved even after an episode of violence? Should a victim of DV be encouraged to consider reconciliation, or encouraged to leave?
This question will also test your personal definition of RJ (don’t they all). Asking a victim of DV to accept the offender’s apologies might sound excessive, particularly if it means that there is no punishment for the offence, and most particularly if the victim is then expected to go home with the offender. But what if the victim is safe, the offender is being punished, and the victim gets the chance to see the offender face to face and explain the impact of the crime? There’s no reconciliation, but it could still be restorative for the victim; it could even help the offender to appreciate the gravity of the crime. Perhaps DV is a test-case for whether we think of RJ as a punishment or an alternative to punishment (or an add-on to a punishment). The question refers to DV as a ‘power offence’ – the kind of offence that takes place where there’s a pre-existing imbalance of power and/or privilege between the offender and the victim. You may want to approach DV in this way, asking whether RJ redresses the power imbalance between abusers and their victim or reinforces it. You could argue that RJ encourages offenders to apologise and put the past behind them, which can allow an abusive relationship to continue: vctims of DV need to be backed up by the punitive power of the criminal justice system. Alternatively, you could argue that sexist assumptions are rife in the criminal justice system, and only the relative informality of restorative justice can enable an abused woman to tell her story fully. I’m not aware of any book-length studies of RJ for DV. Barbara Hudson wrote several papers on this and related subjects, which you can find through Google Scholar. Other authors who have written papers on the topic include Juliet Behrens, Linda Mills, Lisa Muftic and Julie Stubbs. The 2013-15 EU project Restorative Justice in Cases of Domestic Violence produced some reports which are available online, as did the 2009-15 DV perpetrator study Project Mirabal. And, of course, the general literature on RJ – Braithwaite, Johnstone, Morris & Maxwell etc – will be useful, as will reading around on the topic of domestic violence/domestic abuse/intimate partner violence.
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please read and answer
Question 1) 350 words. NO PLAGIARIM, 1 APA FORMAT REFERNECES
How what is known as “cancel culture” and “political correctness” affected how you interact and negotiate with others in your workplace? Has the rise of these phenomena been for the positive or have they gone too far? When the sensitivities are high and the environment is very divided, what strategies can be used to bring respect and cooperation back, even with opposing views? Has heightened stress and weariness of COVID 19 and related restrictions and rules affected this in your workplace? If so , how? Explain how these phenomena have impacted your work organization.
QUESTION 2) In 200 words write extra points for extra questions.
This week you listened to an episode of “How I built This” featuring AirBnB. This company has an interesting story in that it created a unique business model inside of a competitive hospitality industry. For this assignment you will be analyzing the external environment of AirBnB. Please do whatever additional research is necessary outside of the podcast to satisfactorily answer the following questions. Remember to justify your answers with evidence.
1.What area(s) of the general external business environment do you believe changed in order to provide an opportunity for a company like AirBnB to form. Is there a changing area of the general environment that you believe will be a threat to their business model in the future?2. If we consider AirBnB to be a new entrant into the hospitality/short stay vacation industry. According to Porter’s Five Forces, how attractive is this industry (remember attractiveness is determined by more or less of the Five Forces in total)? What might be particularly difficult for a new startup?3. AirBnB created a new business model focused on peer-to-peer short stay exchanges. They faced difficulty in progressing from the startup to the growth phase. How did AirBnB finally overcome entry barriers and experience explosive growth?4. What industry phase is the short stay peer-to-peer vacation industry in? How might this affect future planning at AirBnB?
Recommended length: 500 words
biology multiple choice questions
Hi it’s three assignments they’re all multiple choice or fill in the sections have a book you can press with the answer or you can look them up the bio ones don’t need to be all right as long as it’s finished just the chem one which is easy once you accept ill give my canvas log in
Insert surname14 Love and Marriage among the Elderly Explain the statement: “Medicaid
Love and Marriage among the Elderly
Explain the statement: “Medicaid cannot require a cohabitating partner to be responsible for the other partner’s medical bills.” (5 points)
Depending on the laws applying to the debt or claim or the type of domestic partnership registration, generally there is no joint liability for such debts in an employer or local based domestic partnerships.
Wills, Trusts and Estates:
Shirley, during her life, gives Joanna $30,000 cash to hold and invest for the benefit of Carl. The money is merely being held for Carl by Joanna in an account that is earning interest on the principal. Shirley still has control over the trust instrument and can change or cancel it at any time. This type of trust is known as a_________________________________________. (2 points)
What is an inter vivo trust? (2 points)
Inter vivo trust is a fiduciary relationship and which is used in estate planning formed during a life period of time of a trust or. Its duration is determined at the creation of the trust and can involve asset distribution of assets to the beneficiary after or during trust or’s lifetime.
Who is the settler of this trust? Who is the trustee? Who is the beneficiary? What is the corpus of the trust? (4 points)
Trustee is the settler of this trust. Trustee is a firm or a person who holds and administers assets or property for the benefit of a third party. A beneficiary is an individual who gains profits or an advantage from something. Beneficiaries are eligible to receive distributions from the trust. The corpus of the trust is the total amount of money or property set aside for income production for a named beneficiary. It is the amount of property left behind by a person who dies.
Who will get the investment income from the principal of the trust? When Shirley dies, is the corpus of the trust a probate or non-probate asset? Explain. (2 points)
The investment income is held until the beneficiary qualifies according to the will and the conditions set by Shirley. Joanne is the trustee holding the 30,000 for Carl and therefore according to the agreement, once Carl qualifies to receive the fund, only the initial amount (30,000) will be given while Joanne keeps the investment and any interest accrued from it.
If Shirley becomes too ill to care for herself requiring her to move to a long-term care facility, are these assets (in the trust) protected for purposes of Medicaid eligibility? Explain. (2 points)
Incase Shirley is moved to a care facility, Medicaid does not have any jurisdiction to dictate on what happens to the money under the trustee. Shirley’s insurance could cover for her care but the money in the trust cannot unless she gives the express directive for it to be used for her medical care. Until then, the funds remain under the custody of Joanne for Carl. Shirley still has the authority to revoke or alter the condition of the trust at any time.
Would your answer to #4 change if the trust were an “irrevocable inter vivo trust?” Explain. (2 points)
In the event that the trust was an “irrevocable inter vivo trust”, this would give no power for alteration whether the situation needed such a decision or not. It would remain in its original shape until the beneficiary assumes the funds at the maturity of the set conditions. This means that Shirley could not personally benefit from the trust for her medical care at the facility.
Jackie, in her will, leaves her 4 carat diamond ring to her daughter Karen. Upon her death, Jackie no longer owns the ring. However, Jackie stipulated in her will that if she no longer possessed the ring upon her death, Karen could select any item of jewelry from Jackie’s estate. Can Karen take a different piece of jewelry? Explain your answer. Are there any qualifications placed on this bequest? If Jackie did not stipulate that Karen could select any other item of jewelry from Jackie’s estate would Karen be the rightful owner of the 4 carat diamond ring? Explain. (Reference and define the legal term for this occurrence). (6 points)
The will set Jackie’s death as the qualification for Karen to claim the jewelry. However, since Jacked did not own it at the time of death, the will set it that Karen was eligible to choose another piece of jewelry from the estate. Therefore, Karen is lawfully allowed to acquire any other item she likes that is within the description of a jewelry piece. However, Karen may not take a different piece of jewelry from Jackie’s estate if Jackie was still alive, or if the 4 carat diamond ring was still in her mother’s custody. In the event that Jackie loses the ring to another person before her death and does not give a directive for her daughter to take another piece of jewelry, Karen would not qualify to own the ring. This is because the item was not in the custody of the mother and was owned by another person by the time of Karen’s qualification to own it. The third party remains the lawful owner since she entered a contract with Jackie before the Jackie-Karen contract took effect.
Aging and the Law
Elder Law professionals counsel clients in estate/life planning. Acting as an Elder Law professional, based on the scenario below, answer the questions which follow regarding your client’s estate/life plan.
Billy calls your office on behalf of his father, Dan. Dan is recently widowed, 73 years old, in good health and active, but both father and son are concerned for Dan’s future. Dan has two other sons, Jon, age 40, and Rob, age 36, and one daughter, Nancy, age 31. Billy, age 38, is married with four children, all under the age of twelve, Jon is divorced with three children, ages 14, 17, and 19, Rob is single with no children, and Nancy is married with a new baby, 8 months old.
Now that Dan’s wife has passed, he does not know if he should stay in his permanent home located in Dobbs Ferry, Westchester County, New York. Dan has no mortgage on the house. Dan wonders if he should create a trust that allows him to continue to live in his home. Name and explain the type of trust to which Dan is referring. (3 points)
Dan is supposed to apply for a Revocable Trusts during his lifetime. This will enable him to possess the power to alter, change, modify or revoke it entirely. This will help him avoid probate in case of his death. He can still transfer the title of the property to a trust, serve as initial trustee and be able to remove the property from the trustee during his lifetime.
Dan has heard about reverse mortgages, should Dan consider a reverse mortgage? Define and explain. (3 points)
A reverse mortgage will make Dan relinquish his Equity for the home but benefit by getting regular payments for it. This could be a good Idea for him since he does not have a wife to live with and he might not need the home after all. Therefore, since all his children are past 18, he is legally allowed to take up reverse mortgage and live a better life for the remaining part of his life. He should consider going for it.
Dan is thinking about gifting his assets, during his life, to his children and grandchildren. If Dan wants to gift his children and grandchildren during his life, how should he proceed to do so? Explain how these gifts can be given during life without incurring any federal gift tax. If gift tax were imposed, who would pay the tax? (5 points)
The federal government imposes gift tax on particular lifetime transfers. If non-cash assets are being gifted, the currently fair value market of the asset is established, documented and reported to IRS for the taxable gift. Dan by gifting his assets to his family while still alive, it will reduce the value of inheritance tax while benefiting his loved ones. What Dan should understand is that there is no gift until the time the transfer has been completed. He must completely part with it and control over it before it can be taxed.
Billy and Dan arrive at your office for a consultation. Dan brings to the consultation previously drafted financial and estate/life planning documents.
4. How would you proceed? What is an estate/life plan? Who is your client? (8 points)
First would be to examine the documents then cross examine the client. This is important to ensure that the client of sound mind and memory and that he is not being coerced into doing anything. The next thing would be to explain the formalities and seeking consent to proceed on advising the client. Since Dan is the owner of the property, he remains the client and therefore Billy is just a third party until any documentation proves otherwise.
5. Both Billy and Dan ask to be in the conference room as you discuss Dan’s financial and estate/life plan. How would you handle this situation? (3 points)
Dan has the right to decide who comes with him to the conference room. However, there could be moments that require very confidential details that may require the exclusion of Billy. Therefore, it would be prudent to let the two gentlemen understand this then lay out what they should expect and again seek their consent for the willingness to cooperate whenever there is need for an express consultation. It could be tricky to come up with a fair document when one of the beneficiaries is there but again, Dan is the custodian of the property and this makes him the rightful decision maker who only seeks legal advice from the advice.
At the meeting, Dan produces a will and a power of attorney. The will does not name his wife as a beneficiary; it only names his wife as the executor and his son, Billy, as successive executor. The will leaves all his property, real and personal, outright, to his children and grandchildren, by representation. From your observation and discussion with Dan, it appears to you that Dan is of “sound mind and memory.”
What is the importance of this observation? (2 points)
It is important to have a comprehensive account of one’s worth when writing a will to avoid leaving loopholes which could allow the will to be contested after Dan is deceased. The will has to be written at a point when Dan is thinking normally with no mental incapacitation and all the details have to be included and that’s why it is important to assess his mental health and memory.
Dan also has a durable power of attorney naming Billy as power of attorney.
Are these documents sufficient for Dan’s estate/life plan? Explain. (2 points)
Dan is of legal age hence of above 18 years hence can make a will but fact being he is of sound mind disqualifies him. Dan is not fully aware of his actions, and how his property should be distributed under the will. This makes the documents insufficient and invalid.
What does it mean to distribute the property to his children and grandchildren “by representation?” (3 points)
By representation shows how his property will be distributed in case he dies without a will and when the descendant who would take the estate intestate share is also diseased. The surviving descendants will take the property by representation.
9. Billy says that since he has power of attorney (POA), he has the power to draft Dan’s will for Dan. Is this correct? Explain. (3 points)
This is not entirely correct because Dan is still alive and has a sound mind. Therefore, Dan will be making the decisions for the rest of his life unless he gets too ill or mentally incapacitated to make sensible decisions. However, in consultation with his father, Billy may draft the will upon request and will full consent from Dan. The details have to be influenced by Dan to avoid a coercion situation that may lead to a loophole for contesting the will in the future.
10. Billy also believes he can make health care decisions for his father. Is Billy correct? Explain. (3 points)
The power of attorney gives the Billy authority to make decisions on behalf of his father in events that he cannot make such decisions by himself. These may include health incapacitation among others. Therefore, POA gives Billy the authority to make health decisions for his father but only if his father is not in a position to do it.
11. Dan also wants to be sure his pets are well provided for after his death. He presently has three dogs and is considering adopting a fourth dog from the shelter. Can he provide for his pets after his death? How? (4 points)
Dan would only be able to provide for his dogs after his death only if he sets aside an amount for the same purpose. The kitty would be used to take care of the dogs and this may be achieved if he puts it under a trust. This is because the dogs have no legal right to own property but the caregiver may have its custody on their behalf. If at Dan’s death there is no such arrangement, the family may surrender the animals to the authorities if they do not wish to keep them.
12. Dan’s best friend, James, has been seriously ill for many months with kidney disease. Dan would like to designate that upon his death he would like to donate his kidney to James, if James is still alive. Can Dan designate who should get his kidney? Technically, this is a testamentary disposition; that is, it takes effect upon Dan’s death; however, should this bequest be included in Dan’s will? Why or why not? (3 points)
Dan can donate his kidney to James at any time, since the condition is after his demise, this should be in writing and the best way is to include it in the will to avoid conflict between James and Dan’s successors. In an event that Dan dies without including it in the will, James may still benefit but through a gentleman’s agreement with the family of Dan. This would be made easier is Dan’s immediate family members especially his sons knew about the arrangement.
13. Below is a list of some of the documents you should draft for your client.
Briefly explain each document. (Remember your client has no legal background; therefore, be sure to explain each document and its importance in terms he will understand). (Do not plagiarize) (10 points)
Last Will and Testament
A last will and testament can be referred to as a legal document which communicates individuals’ final wishes pertaining dependents and possessions. It gives directions on what to do with the possessions, whether he is leaving the possessions to a group, another person, or donating to a charity. It is important as it stipulates what will happen to ones will after death.
Power of Attorney
This is a legal document which allows people to make decisions for other people, or act on their behalf, in cases where people do not want to make their own decisions. This can just for a temporally situation like if a person is admitted in a hospital or if a person wants to make long-term plans. It is very important because without the Power of Attorney, no person can sign a check or legal document for you.
A living will is a document that lets people state their end-of-life wishes medical care, in cases where they are not able to communicate their decisions. This document is powerless after one dies. It is important because it expresses what one wants to occur in case he is terminally ill or unable to communicate.
A do-not-resuscitate order is a medical order which is written by a doctor to instruct other health care providers not to do cardiopulmonary resuscitation (CPR) in case a patient stops breathing or if his or her heart stops beating. It is always set up before an emergency occurs. It is important as it allows one to express his or her preferences regarding end of life care.
Health Care Proxy
This is a legal instrument or a document where a patient appoints an agent to legally make healthcare decisions on behalf of him or her in case he or she is unable to make and execute the health care decisions stipulated in the proxy. It is important especially where the patient is unable to communicate his or her decisions.
14. Three months elapse and Dan calls your office. He would like to meet with you regarding the previously drafted documents. Dan arrives at your office two days later with Cecilia, his new girl friend. Dan would like to have a prenuptial agreement drafted. He wants you to explain a prenuptial agreement to Cecilia. Explain, in language Cecilia, who has no legal background, will understand. (Do not plagiarize) (2 points)
This is a kind of agreement which is entered in to before marriage and it sets forth what will happen to a person and his spouse’s assets and income in the unfortunate divorce event, death or s3eperation. It can preserve the nature of property in the event the marriage comes to an end. Here desperate property may remain separate instead of being subject to equitable distribution laws or community property.
15. His fiancée, Cecilia, also wants a prenuptial agreement drafted. Cecilia does not have a will; therefore her estate would be distributed according to what law in New York State? Should you draft prenuptial agreements, one for Dan and one for Cecilia? Explain. (4 points)
For the case of Cecilia, prenuptial agreement may take priority over a last will and testament in case it contains specified statement to that effect. It will set out which spouse owns what and who will take what in case they separate, including who receives what property in the event of death. For Dan and Cecilia, one prenuptial agreement is enough if it is fairly negotiated between the two. New York State has not adopted Uniform Prenuptial Agreement Act. Instead, it has set rules and requirements for such agreements like the basic contract rules apply to the prenuptial agreement.
16. How do you reconcile a prenuptial agreement and a surviving spouse’s right of election? (2 points)
Prenuptial agreements are aimed for asset protection in case of divorce. They are very crucial as they protect assets of potential heirs in case of a surviving spouse’s right of election. Under Estates, Powers and Trust Law, surviving spouse posses a right to elect against the Will of a predeceasing spouse.
17. How do you reconcile a prenuptial agreement and a surviving spouse’s rights under intestacy law? (2 points)
In case one dies without making a will, the law is entitled to distribute his or her property according to the state laws. The most likely recipients are the spouse, parents, children or siblings.
18. Based on the facts above, which court would have jurisdiction over Dan’s estate? Why? (2 points)
Define AIP and IP. What are the duties of a guardian of an IP? (4 points)
Incapacitated person is a person who does have the capacity to make his or her own decision. Duties of a guardian of the estate is to pay from the estate all just claims which are against the estate and constituting liabilities of the incapacitate individual which arise prior to the guardianship.
If a guardian were appointed for the IP, does the guardian have the power to revoke the IP’s will, Power of Attorney, or Health Care Proxy/Agent, or DNR, or living will? Explain. (3 points)
Guardian of Incapacitated person grants the guardian authority in making decisions on behalf of incapacitated adult. He is capable of removing some decision making abilities from the individual and the appropriate guardian is always determined by the court of law based on every detail of information which include the medical information available. A guardian cannot provoke a health care proxy.
Should Everyone Have an Estate/Life Plan? Explain. (4 points)
Estate planning is the process of addressing potential incapacity and one being specific where he or she would like his or her property to end up in case of death. It is very important because in its absence, the court determines who gets the estate. Also the deceased loved ones bears the burden of unnecessarily legal fee, increased taxes and probate court costs. The court also takes the responsibility of selecting the guardian of the minor children left behind.
Extra Credit Questions:
Sources for seniors:
Search the web: What kinds of services are provided for seniors in Westchester County, New York? (Include the website address or addresses)
The Westchester private and public partnership for senior services develops resources for providing myriad services to assist seniors’ age with dignity and independence in their home community; This if facilitated by helping the care givers to assist their family members, successfully meet their job and other home responsibilities. It helps seniors to continue living in their homes and continue being happy and productive citizens.
The Office for the Aging at the Peter Chema Center
435 Riverdale Avenue
Yonkers, NY 10705
Your responses to the questions below are greatly appreciated. Thank you.
What did you like most about this online class?
I truly enjoyed all of this class. I was curious to learn about Wills, Trust and Estates, the Law on the Aging and the Guardianship. It was interesting to learn how it is important to have a working life plan. The research was broad and informative, relevant and thought provoking.
What did you like least?
Actually this is the hardest question in the exam because I truly enjoyed everything. The grading was diverse as the points are spread out among questions and discussions. What I liked the least were some of differing explanations about some key terms and which made me do even more research. It was a great class.
How can this course be improved?
Through group or collaborative learning, where educators and students will work together in fostering deep research, communication and success academically and achieve one collective goal.
By allowing students to work in groups, as more of a mentor or facilitator, it will encourage more autonomy in class as wit will allow students to trust their peers. Group learning will also help us to explore productivity and our performance levels together with assessing our potentials and abilities to contribute to curricular goals.
Influence of stress on cognitive functioning, specifically memory performance.
Influence of stress on cognitive functioning, specifically memory performance..
Influence of stress on cognitive functioning, specifically memory performance.
It’s a lab report writing exercise with data provided. Please provide sources with DOI, and not from Prints or Press which may not be readily available. Please provide a title for the report if you can have a more suitable one.
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