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Military force and promoting humanitarian values

Military force and promoting humanitarian values. This essay will argue that military force is an ineffective instrument for the promotion of humanitarian values. However, this is qualified by also presenting reasons for discounting the effectiveness of non-military interventions. This essay will be structured as follows. The first sections will confront methodological issues that have to be addressed before the question can be answered. Following this we will embark on a comparison of military and non-military interventions. The essay will evaluate a paradigm case of a successful operation, Australia in East Timor. We will argue it is anomalous and can barely qualify as a genuine intervention. We then see a true case of an intervention, Afghanistan, and conclude that this constitutes a failure of a military promotion of humanitarian values. We will then move onto evaluate two cases of non-military interventions, UN Resolutions and economic sanctions. It will be argued that UN sanctions are impotent, with reference to the actions of Israel. The essay will then examine the sanctions placed on Iraq, and argue that they caused a greater humanitarian crisis than any hitherto encountered intervention. The essay will conclude with reasons why one should refrain from drawing methodological precepts from previous interventions, and advocates a case-by-case analysis. It is important to limit the scope of this debate. First of all, I will not be discussing issues such as the legitimacy of military force being used in national liberation movements with the discussion instead focusing on third party military intervention. There are questions that further need to be addressed: Firstly, what constitutes military force? Is it the mere presence of military personnel (e.g. UN Peacekeeping forces), or does it have to be active military participation? Secondly, what are humanitarian values? Thirdly, how does one measure the promotion of such values? Is there a quantifiable way to ask whether their promotion has been effective? Fourthly, are there case studies which can be turned to in order to address the question? If there has never been a genuinely humanitarian intervention, then it will be impossible to assess the success of such an endeavour. In response to the first question, it is simpler to treat all military interventions of the same ilk. Consider the criteria set out by the Red Cross (1997), arguing that a prerequisite for an intervention to be humanitarian it has to be neutral, impartial and independent. The position of the Red Cross is that no armed force could satisfy these requirements backed as they are by political governments with their own agenda. If one finds this cogent, then there is no prima facie reason for discerning between mercenary, state-backed and UN organisations[1]. In regards to humanitarian values, and how to measure their effectiveness, to find a view backed by consensus is almost impossible. We confront positions as diverse as simple, utilitarian measurements of the amount of people whose lives have been saved (Janzekovic, 2006: 144) to more specific positions such as Regan (1996: 341-342) who claims that an intervention can be deemed successful if it destabilises the region in such a way, so that it is more difficult for the oppressing-state to continue with its human rights violations. This position would not use a short-term measurement such as deaths to measure the success of an intervention. However, I shall err on the simpler measurement. This is simply due to that the measurement of injuries, fatalities and abuses in a conflict is a simpler tool of analysis, rather than a vague notion such as ‘favourable destabilisation’[2]. Finally, as to whether there has been a genuine humanitarian intervention, the answer seems to be negative[3]. Regardless of whether or not one agrees with the historical analysis in the books cited, there is an explanatory problem for believers in genuine intervention, which is the sporadic and inconsistent use of such interventions. This is what Paris (2014: 578-588) calls the inconsistency problem. The thrust of the problem is that such inconsistent use of military intervention in regards to humanitarian crises implies that there is more than just selfless means motivating the intervenors. Although other factors affect the ability to intervene (Binder: 2009), there is a strong motivation that, when combined with the historical record, humanitarian intervention is a misnomer. However, let us leave this issue to the side. What we shall discuss now is the following: “Do military interventions for nominally humanitarian ends, save more lives than non-military means for the same ends?” Let us examine some of the paradigmatic cases of successful military intervention. One often cited is the success of the Australian intervention in East Timor in 1999. The intervention was required due to the Indonesian governments oppressive measures used to quell an East Timorese population insistent on independence from Jakarta. During the referendum campaign, there was widespread use of militia intimidation to quell support for independence, accompanied by widespread human rights violations. The actions of the Indonesian forces resulted in the displacement of around 40,000 – 85,000 East Timorese (T. Seybolt, 2007: 88.)). The success of the Australian military has been praised by some, such as Wheeler and Dunne (2001) who took such success as totalling almost a paradigm shift on the effectiveness and new normative perspective of a humanitarian intervention (contrasting it with the collusion of the United States in the violent occupation of the East Timor in 1975 (Amnesty International, 1985). However, although the Australian intervention is largely considered successful, unfortunately, it does not meet the criteria of a humanitarian intervention. Humanitarian interventions, under most definitions (Roberts, 2003:5) have to be a military action without the consent of the oppressing power, in this case, Indonesia. However, as is noted by Chesterman (2002), Australia sought the consent of the Indonesian government, before intervening. The Australian government of the 5th of September said that they would only consider intervention if four conditions were met: (i) there was a security council mandate, (ii) if the Indonesian government consented, (iii) if the endeavour was a short term one, and (iv) if the force had a strong regional component Wheeler and Dunne (ibid p.807). What makes the fact that consent was sought from Indonesia considerably stranger was the fact that, apart from Australia, the international community did not believe that Indonesia had any rights over East Timor, with East Timor being internationally considered to be an independent state. As Chesterman goes onto note as well, that, although it is often cited to be an example of successful intervention, the fact remains that the international community displayed great reticence in intervening (contrasted with their enthusiasm regarding Bosnia). Chesterman concludes that if Australia had not intervened, no one else would have (Chesterman 2002:181)) There are also significant reasons that the reason for Australian intervention were hardly impartial either, as Chesterman also notes that the Howard Government of Australia was probably more worried about the influx of refugees that would come from such a crisis (a point which is corroborated by Gonzalez-Forester (2004), who documents Australia and other countries previous ambivalences to violent Indonesian actions towards the East-Timorese.) This case study appears to support the question posed in the affirmative, as once the Australian forces intervened, the extent of the massacres and expropriations stopped considerably. Thus, there does appear to be some motivation for considering military intervention a useful technique. However, there are also other considerable problems by extrapolating from this example. First of all, the Indonesian forces consented to their intervention, so the Australians were entering a comparatively un-hostile environment, and secondly, this fact is bolstered by the generally warm relations between Australia and Indonesia. In order for us to extrapolate from this example, we would have to see how well interventions perform in a country which does not openly consent to the intervention from a third party. Such an example would be Afghanistan, a country that has twice been intervened by hostile forces supporting apparently humanitarian goals (both Russia (1979-1989) and the United States (2001- Ongoing)). Both of these interventions have had the nominal motivation of humanitarian ends, and both have, to some extent worked towards them. In the case of the Russian intervention, it seems to be that the attempt to intervene has failed, despite the attempt to implement progressive policies (Bennis, 2015). The report cited documents how their attempts to implement progressive policies in the rural areas of Afghanistan provoked widespread rebellion, thus making the humanitarian situation considerably worse. The United States intervention initially seemed to be a more intelligent intervention, with there being a pronouncement of the military intervention being accompanied by humanitarian aid drops. However, as Medecins Sans Frontieres (MSF) note, the aid packages of food (which only occurred around once a month) shared the same yellow packaging as cluster bombs, which led to a number of casualties (Calas and Salignon: 2004, p. 82.) Asides from that, there also seems to be strong reports that human rights are being abused by militant forces which the united states support. For example, the New York Times have reported on a massacre occurring in Dasht-E-Leili, where Afghan Soldiers killed Taliban POW’s on their route to Sheberghen Prison (Gall, 2001).this directly violates Article 13 of the Geneva Convention regarding the treatment of POW’s (ICRC, 1949). Incidents such as this are indicative of a failed intervention, in regards to the promotion of explicitly humanitarian values. Although the indefinite extension of the US-Afghanistan war means that any conclusion might seem premature, the track record of the past 14 years indicates that military interventions do not promote humanitarian ends if the members of the occupying country do not welcome it. We have thus encountered compelling reasons to dismiss the effectiveness of military means for promoting humanitarian ends. What is now necessary is to contrast this with the effectiveness of non-military interventions. We shall examine two such examples: UN declarations and economic sanctions. We shall conclude that both are ineffective: UN declarations are ineffective without military support, and economic sanctions can exacerbate already precarious situations. In regards to the first point, there does seem to be a strong case for this. Consider, for example, the Israeli occupation of Palestinian territory in the West Bank and Gaza, as well as their occupation of the Golan Heights in Syria. All of these violate international law, and violate UN sanctions (Hammon, 2010)). However, this does not seem to have deterred the Israeli government from refraining from the maintenance of such illegal activities, nor does it seem to have any force in preventing further breaches of international law. Secondly, consider the economic sanctions that were placed on Iraq in response to the Iraqi invasion of Kuwait implemented by United Nations Security Council Resolution 661 (S/RES/661 (1990)) These sanctions are considered to have some of the most disastrous humanitarian results of recent history. The result of these sanctions have resulted in UNICEF reporting around 500,000 Iraqi children under the age of 5 dying (an increase of over 4,000 deaths a month compared to before the sanctions were enforced) (Edwards, 2000) In fact, the ‘oil-for-food’ program has had effects that compelled the organiser of the program, Denis Halliday, to resign, calling the program ‘genocidal’. The fact that this resignation at such a senior level in the UN is almost unprecedented is remarkable in and of itself. What makes this fact more remarkable is due to the fact that the person assigned to replace him, Hans von Sponeck, also resigned from the post, citing similar reasons (ibid.) A counter-point could be raised here, to the effect that it was not so much the food-for-oil program itself that was the problem, but rather the insufficiencies of the program in light of the bombing campaign that almost crippled Iraq’s infrastructure. For example, Eric Hoskins claimed that ‘[the bombing campaign] effectively terminated everything vital to human survival in Iraq – electricity, water, sewage systems, agriculture, industry and health care’ (Curtis, 1995: 189). Thus, the point could be raised that this should be cited as a failure of military intervention, rather than non-violent. This point is a strong one, yet the cataclysmic consequences were not invoked by the bombing campaign, rather it was the sanctions which prevented the rebuilding which precipitated a humanitarian disaster. It is difficult to equate the success and failure of these positions, as they are often used in tandem, and it becomes difficult to dissociate what could be indications of mere incompetence, from the more malice invocations of the doctrine of realpolitik. In conclusion, it is difficult to ascertain the effectiveness of military force. This is because paradigmatically successful operations, such as East Timor do not qualify. The possibility of a further answer is complicated due to the fact that the Israel-Palestine conflicts demonstrates the impotence of non-military means without the possibility of an armed intervention. Yet, the fact that condemnations are powerless also does not help us answer the question: Afghanistan shows how a militarily backed campaign can make a military solution to legitimate grievances considerably worse, and yet Iraq shows us how economic sanctions also exacerbate precarious scenarios. It seems to be that to offer an answer regarding the effectiveness of this-or-that method is premature, and universal laws determining efficacy should be replaced with a case-by-case analysis. Footnotes 1 For a response to this, see Janzekovic (2006, p.130). For a more methodological reason regarding the difficulty of providing meaningful distinctions between forms of intervention, see Raymond (2015. p.295-298) 2 For example, did the UN sanctions against Iraq in response to their invasion of Kuwait ‘destabilise’ Saddam? It is not obvious to say. 3 For why interventions previous to World War I were not humanitarian, see Losurdo (2014) For why interventions post- World War II were not humanitarian see Blum (2003) Bibliography Amnesty International. (1985) East Timor Violations of Human Rights: Extrajudicial Executions, “Disappearances”, Torture and Political Imprisonment, 1975–1984. London: Amnesty International Publications. Bennis, P. (2015) ‘Afghanistan’ in: Assange, J. The WikiLeaks Files: The World According to US Empire. New York: Verso Books. Pp. 368-394 Blum, W. (2003) Killing hope: US military and CIA interventions since World War II. London: Zed Books Calas, F. and Salignon, P. (2004) ‘Afghanistan: From “Militant Monks” to Crusaders’. In: Weissman In the Shadow of “Just Wars”, Weissman, ed. London: Hurts and Co. Chesterman, S. (2002) Just War or Just Peace? Oxford: Oxford University Press Curtis, M. (1995) The ambiguities of power: British foreign policy since 1945. London: Zed books. Edwards, D. (2000) ‘An Interview with Denis Halliday’. Media Lens. [Online] 16th May. Available at: [Accessed 19th October 2015] Gall, C. (2001) ‘Study Hints at Mass Killing by the Taliban’. New York Times [Online] May 1st Available at [Accessed 19th October 2015] Gonzalez-Foerster, G. (2004). ‘East Timor: Better Late Than Never’. In: Weissman. Ed. In the Shadow of “Just Wars”, . London: Hurts and Co. 25-42. Hammond, J.R. (2010) ‘Rogue State: Israel’s violations of UN Security Council resolutions’ Foreign Policy Journal. [Online] 27th January. Available at: [Accessed 19th October 2015] International Federation of Red Cross and Red Crescent Societies (1997) ‘Can Military Intervention and Humanitarian Action Coexist?’ World Disasters Report. Oxford: Oxford University Press International Committee of the Red Cross (ICRC) (1949), Geneva Convention Relative to the Protection of Civilian Persons in Time of War (Fourth Geneva Convention), 12 August, 75 UNTS 287, available at: [Accessed 19 October 2015] Janzekovic, J. (2006) The use of force in humanitarian intervention: morality and practicalities. Hampshire: Ashgate Publishing, Ltd., Losurdo, D. (2014) Liberalism: a counter-history. London: Verso Books. Paris, R. (2014) “The ‘Responsibility to Protect’and the Structural Problems of Preventive Humanitarian Intervention.” International Peacekeeping 21.5: 569-603. Raymond, D (2015). “Military Means of Preventing Mass Atrocities.” In Rosenberg, S. Galis, T. Zucker A. eds. 2015: Reconstructing Atrocity Prevention. New York: Cambridge University Press. Pp.295- 320 Regan, P M. (1996) “Conditions of successful third-party intervention in intrastate conflicts.” Journal of Conflict Resolution 40.2: 336-359 Roberts, A. (2002) ‘The So-Called “Right” of Humanitarian Intervention’, in Yearbook of International Humanitarian Law 2000, 3. The Hgue: T.M.C Asser. Seybolt, T B. (2007) Humanitarian military intervention: the conditions for success and failure. Oxford: Oxford University Press. UN Security Council, Resolution 661 (1990) Adopted by the Security Council at its 2933rd meeting, on 6 August 1990, 6 August 1990, S/RES/661 (1990), available at: [accessed 25 October 2015] Wheeler, N. and Dunne, T. (2001) ‘East Timor and the New Humanitarian Interventionism’, International Affairs, 77, 4, pp. 805–27. Military force and promoting humanitarian values
Columbia Southern University Managing Wastewater Systems in a Facility Presentation.

InstructionsAs you arrive for work today, your boss greets you and lets you know that a group from Waterville, a nearby city considering to build a new wastewater facility, will be visiting your wastewater facility next week. Your boss is asking you to create a PowerPoint presentation to present to the group that will highlight best practices for managing wastewater systems in a facility. Using Exhibit 5 (on page 179 of your textbook SEE BELOW) as an outline, create a PowerPoint presentation that identifies best practices for managing the subdivisions of the facility wastewater systems that are identified in Exhibit 5. In the notes section for each slide, provide a brief justification (roughly one paragraph in length) to support the information on each slide. Your presentation should be a minimum of 10 slides in length (at least one slide per subdivision). You must also include a title slide and reference slide, both of which do not count toward your total slide count. Be sure to use APA style throughout your presentation. (BE AS CREATIVE AS YOU LIKE) The following link and PDF are excellent sources provided by the CSU Writing Center for PowerPoint best practices and basic instructions for creating a presentation. SEE BELOW to view the PowerPoint APA and Basics PDF.Textbook: Stipanuk, D. M. (2015). Hospitality facilities management and design (4th ed.). American Hotel & Lodging Educational Institute.
Columbia Southern University Managing Wastewater Systems in a Facility Presentation

Women as Political Actors, history homework help.

The late 18th century and early part of the 19th century are important years in American history as there were very few precedents for what the founding fathers were trying to do with first the Articles of Confederation and then the Constitution. Their ideas were influenced by notable Enlightenment authors who embraced ideals of equality under the law and the importance of education – both of which will be only partially extended to women. The idea that men (but not necessarily women) were all equal is an Enlightenment idea and it is only incompletely realized during this time period. This is felt deeply by many educated elite women who pushed men to extend the legal rights afforded to women – particularly rights over property, legal standing and the right to vote (all things the male colonists complained that Britain had trampled on during the Revolution!). Women were celebrated for their public role during the Revolution, but after the new nation was formed they would need to carve out a niche within the new Republic. As part of your reading in the textbook make sure to note how the experience of the Revolution and the early Republic varied among different groups of women (wealthy vs. poor, colonial vs. native, and free vs. slave will all have varied responses). A local figure who isn’t included in your textbook can be found here: Alethia Browning Tanner.Steps to complete the Assignment:Read the sources provided below: Chapter 3 including the Documents: Education and Republican Motherhood on pages 145-151 in your textbook.The attached document provides a counterpoint to Rush and Murray’s arguments supporting education for women, Educating Women in the 19th century – a counterpoint to Rush and Murray.pdf.Use this handout to help you in analyzing primary sources: How to Analyze Primary Sources.pdf.  It will explain how historians evaluate and interpret primary documents.Explore the list of women presented in the online exhibit at the National Portrait Gallery: A Will of their Own.Write a 400-600 word essay that responds to the following questions – be sure to use examples to support your answers and demonstrate your understanding of the readings. Although women did not have the right to vote, how were women politically active during the “Revolutionary Period” (from 1763 through the Revolutionary war).  Provide examples from the textbook and the exhibit to support your thinking.Why did men support these actions?How did women’s political actions during the Revolutionary period help create the concept of Republican Motherhood?How did this concept impact Rush’s and Murray’s ideas about women’s education?How do you explain the difference between Rush and Murray’s ideas.Your post should be 400-600 words long and use specific examples from the sources provided.
Women as Political Actors, history homework help

Classic Studies in Psychology Case Study

Introduction Stanley Milgram has developed a historic psychological study method to analyze human behavior under authority in a systematic and sequential manner. This piece of work has followed a scientific analysis to develop an acceptable and useful classical work. He has adopted well-devised data collection methods, analytical methods and presentation modes. The technique has enabled his work to remain memorable since its application continues in various fields of human life. Key Terms Destructive Obedience This is the process of ordering a naive to administer an increasingly more severe punishment to a victim in the context of learning experiment (Milgram 373). Milgram uses “a shock generator, thirty graded switches ranging from slight shock to a more dangerous one” (Milgram 373). Behavioral study of obedience is one that experiments a person’s yield to power beyond his/her capacity, especially, on the authority. Personnel and Locale The experiment was conducted at Yale University in an elegant interaction laboratory (Milgram 375). This study was carried out at this location. On this study, the situation was in the Yale university elegant laboratory. It is vital for researchers to give details of their experiments, such as places and time of the experiment. This is important for the analysis and evaluation of the experiment results (Milgram 375). Dependent Measures The primary dependent measure for any subject is the maximum shock one administers before he/she refuses to go any further (Milgram 375). In principle, “this may vary from zero to thirty, that is, for a subject who refuses to administer any shock and, for a subject who administers the highest shock in generator” (Milgram 375). Dependent measures are the extremes, which are achieved from any subject of the experiment. This varies from one individual to another since some can tolerate the minimum quantity while others take the highest quantities. Experimental Feedback At various points of the experiment, the subject may turn to the experimenter for advice on whether he/she should continue to administer the shocks, or he/she may indicate that he/she might not whish to continue (Milgram 372). Notably, feed back is the position or view on the subject and the administration of the experiment. Signs of Extreme Tension 97 Often, the subjects show “some signs of nervousness during the experiments, especially when administering very powerful shocks” (Milgram 377). In any form of experiment, the subjects might be in situations beyond their control. For the experimenter to note this, there are some specific signs, which they observe before responding appropriately. Get your 100% original paper on any topic done in as little as 3 hours Learn More Therefore, the experimenter must be able to identify these signs using the physical changes which take place on the subject. They need to carry out a quick response to manage the situation. The signs might include drowsiness, unconsciousness and withdrawal signs. These are referred to as the signs of extreme tensions in the experiment. Overview Milgram’s experiment shows the influence of social factors on an individual and generally the people in the society. From his experiment, the influence of social links and pressures on one’s behavior can be clearly drawn. Factors such revelation of true characters, frankness and openness of an individual are some of the most affected by these links. Milgram’s work tries to explain the impact of rule and power in any given society. In addition, this can applied in governance (Milgram 377). He uses procedural scientific methods of collecting data, tabulating, synthesis and evaluation to come up with the results. The mode applied by Milgram gives classical analysis and ability to create understanding among people. The method taken by Milgram is easy to understand and integrate in learning process (Milgram 374). The article is a procedural mode of carrying out destructive obedience by Stanley Milgram in a laboratory. Milgram took S naïve as the administrator of this experiment. He carried out his experiment with a shock generator for the study purpose. The generator was structured with thirty controllable switches, ranging from the lowest with zero voltage to the highest at thirty voltages. He chose the experimental victim, referred to as E confidante. Milgram came up with both the dependent and independent variables for the quantitative analysis of his work (Milgram 372). He applied observation as well as feed back methods to check on the response of the subject, at varying degree of voltage. He noted the subject’s behaviour from the time of strapping to the time of release. The aim was to see the effect of power on an individual’s psychology. This happened because subject was helpless, after he got strapped. Milgram intended to bring out vulnerability state, when one is overpowered. He wanted to bring out the effect of conformity as well as obedient in civilization. The relationship between them could then be seen to vary at a close range (Milgram 376). We will write a custom Case Study on Classic Studies in Psychology specifically for you! Get your first paper with 15% OFF Learn More Relevancy of the Article Milgram’s article relates to the class studies since it employs several psychological concepts to come up with the findings. Milgram develops a social cognitive by studying his subject’s behaviour in different situations. He applies a research that analyses every aspect of the behavior. Precisely, he developed quantitative measurement criteria after collecting his data. He came up with a score table for each measurement taken. This is to reduce the chances of observation biasness. Finally, Milgram notes all the possible assumptions in his methodologies and the corrective measures (Milgram 378). Milgram’s Merits The work of milligram has historically drawn attention in various fields of government. It also captures personal identity under social pressures. This study can be used to evaluate why people in a society behave in a given manner towards the authorities. In addition, Milgram’s work psychologically brings out the concepts of civilization and democracy in a society. This work has been applied by various researchers in studying human behaviours in different settings to the authority (Milgram 375). It is through this experiment that many researchers have drawn conclusion on the psychology of inmates as well as students and strict rules. The study and its evaluation measures have become vital in some governments, especially, to draw expected outcomes in political environments. Explanations on riots and civil wars have been drawn from Milgram’s experiment. His work has also been used to show the impact of freedom to people in various social life situations. Education, scientific and innovation fields have benefited a lot from this study since it is used in creating an enabling environment for these aspects to develop fully. In fact, many managers and business proprietors owe a lot of their success to Milgram’s work. However, Milgram’s work is not free from critics since some researchers claim that people react differently according to several underlying factors. Thus, varied results are expected from different people (Milgram 378). Conclusion Psychology has contributed greatly to the development of many societies. The success in various fields is mainly attributed to great researchers who conduct most of their studies to improve human lifestyle. Among the contributors is Stanley Milgram who has devised a cognitive behaviour study of people under the influence of power. The researcher uses critical analytical aspects to draw his conclusions that has found wide acceptance despite some critics. Work Cited Milgram, Stanley. “Behavioral Study of Obedience.” Journal of Abnormal Social Psychology 67.4 (1963): 371-378. Print.

Market analysis of the AXA Insurance company

custom essay The concept of insurance is roots back 4500 years ago when ancient land Babylonia’s traders used to ensure the risk of their trading caravan by giving loans which used to be repaid once the goods are arrived safely. During the progress of European civilization, their social institutions and welfare practices got more refined. Insurance industry is amongst the one of the basic service industry in the world and deals in hedging the future contingent risks that is related with life, health, wealth. It helps the holder of the policy or its beneficiary in coping up with the losses or issues related to them. Policy holder purchased the policy with the objective to get shelter or the shelter for his or her beneficiaries in a situation which might have a negative impact on their living or lives such as loss of guardian that might result in having the dependents life crippled since it become difficult for dependent to have lives with meeting the day to day expenses and needs. During the course of insurance, policy holders pays a monthly or quarter or yearly payment which is known as the premium to the insurance organizations and the insurance firms ensures the reimbursement of the losses of the insured to the policy holders of to the beneficiary. Over the period of time due to awareness, perceived value about the benefits of insurance and influence form the government for the certain reasons more and more insurance organizations have come up in the market and hence resulted in more rather intense competition is prevailing with the insurance sector weather it is life insurance, wealth insurance, transport insurance or property insurance. The increase rather saturated and un-differentiated product/service offered by the organizations have resulted in a state of confusion amongst the consumer in choosing the one which is fit for them with convenience with the long term benefits. Firms are now trying to woo entire of potential buyers into its pool through offering innovative products with an assurance of better benefits over their competitors’. The insurance firms are facing challenges in approaching its customer with the potential perception for being more affordable insurance products as well as most accessible insurance product. It is perhaps due to the fact that people want to pay low insurance rate so that the premium paid by customers are affordable with no burden. Convenience in accessibility of the insurance is the second most priority for customers, perhaps this is due to the change and busy life style of the today’s customer. The use of internet has brought a reform in the insurance industry and querries, comparison, benefits offering by the different insurance organizations are just a mouse click away (economy watch, 2010). Additionally, internet has brought the community close so its is now not easy for organization to twist the information to the customers since the decision of customers are based on thorough in depth understanding, calculation and discussion amongst his or her peers which is obviously based on customer monthly and yearly income and on savings. Insurance products could be classified in two categories; firstly the life based and secondly non life based. Life based insurance products are based on the happening of certain even which cripple the life or bring the dependents in a situation of orphan such as the death of the holder or disability due to stroke or accident. The non life related insurance represents the happening of event which creates destruction of property, from natural or non natural disasters such as fire, flood, theft etc. ORGANIZATION PROFILE AXA which is focused on offering financial protection is the holding organization for international financial services group, having its head quarter in France. Although AXA is as representation of group of companies but it has been organized independently in different countries as per country’s specific rules and regulation. The organization is operative under fiver different business segments namely: Life

How Lobbying Impacts Healthcare Essay

There is a wide range of problems at the confluence of healthcare and law-making that deserve attention, and lobbying is one of them. As is clear from the article by Blumenthal and Grim (2015), the Alliance for Quality Home Nursing Care with its partner group agreed to give almost $3 million to undo certain changes related to the implementation of ACA. Such partnerships may have both positive and negative consequences for healthcare users. The example of lobbying efforts presented in the article under analysis demonstrates that there is a variety of ways to impact decision-making in healthcare. First of all, they include direct collaboration with well-known and powerful lobbyists, which usually involves significant financial contributions (Blumenthal

Student’s Personal Mini-Marketing Plan Report (Assessment)

Mission Statement To become a member of senior management in a leading investment management company by mastering both technical and fundamental tools and skills, and develop my brand name. Objectives My primary and secondary career objectives are provided below as SMART goals: S = Specific To graduate with finance as my major. To attain a graduate training position in an investment bank. To pursue a part-time Masters’ degree in Finance from a reputable institution. To gain a professional qualification as a Chartered Financial Analyst (CFA). To achieve phenomenal career growth by being part of any of the esteemed investment management companies. To earn above average salary in the industry. M = Measurable To have strong academic knowledge and understanding. To develop an ability to apply different financial modeling techniques and tools. To have a well-recognized and widely accepted professional qualification. To achieve a five or six-digit income level in the long run. A = Attainable Currently pursuing an undergraduate degree with a major in finance. Performed an internship at JP Morgan and received positive feedback. R = Relevant To have a career in Finance by completing Undergraduate Degree and Masters’s with majors in Finance. To have a long-term successful career in Finance by acquiring professional qualifications. To have a progressive career in finance by securing a position in a graduate training program at any reputable investment management company. T = Time-Bound To achieve a graduate degree in the next 2 years and join a graduate training program. To achieve a Masters’s degree in the next 5 years. To attain CFA qualification in the next 7 years. To have a progressive career growth over the next 14-15 years to reach a senior management level position. SWOT Analysis Strengths I strongly believe that I have the following strengths, which could contribute positively to my long-term career goals in the field of finance. However, I acknowledge that I can continue improving certain skills and further strengthen my positioning to have a successful career in finance. I have a keen interest in economic and financial markets. I have a strong academic background with a clear understanding of the concepts of finance. I have excellent mathematical and analysis skills, which make me a strong candidate to pursue a career in finance. I have maintained a 2.1 grade in my degree till the present. I have knowledge and expertise in various statistical and financial modeling tools. I can work on an individual basis or in groups. I have strong communication skills both spoken and written. I have set higher goals for myself and I have proven that I can commit to them. I have a clear view of my career goals and what I have to do to achieve them. I have completed 2 months internship at JP Morgan and have received positive feedback from my supervisor. I can work under pressure and deal with issues by keeping an open view about them. I strongly feel that I am an excellent listener, which allows me to participate actively in discussions and grasp ideas, knowledge, and information that are shared by others. Weaknesses I am of the view that no one can succeed in life without knowing one’s weaknesses and then making efforts to overcome them. I have listed my weaknesses in the following and I am fully aware that I have to make additional efforts to subdue or eliminate them. I feel that I could have achieved a higher grade in my degree by putting in the extra effort. I feel that I am a perfectionist and this often affects my ability to complete work on time, which could affect my work. I feel that my technical expertise is much stronger than those required for descriptive analysis. I feel that at present I am not able to maintain a balance between my academic and social life as I dedicate more time to my academic activities. Opportunities I have a clear understanding that there are ample opportunities in the finance sector. I am of the view that if I can achieve my objectives as set out above I will be in a stronger position to avail these opportunities on the path to success. As the financial sector is on the road to recovery, new jobs are being created and thus new opportunities are available for fresh graduates. There is a regular demand for new talent and skills by financial institutions both locally and internationally. With a professional qualification in finance, there is greater access to opportunities in different sectors of the industry. Threats To pursue a career in finance, it is important to acknowledge threats that exist in the external environment, which can affect the opportunities highlighted in the previous section and an individual’s ability to achieve career objectives. A career in finance is quite demanding and to perform well in this field one has to be kept abreast of the market conditions and changes to make the contribution positive to the position held by the individual. However, it is difficult to manage such intake of information and thus it can allow competition to take over. The competition in the job market is at a high level and it makes it difficult to secure a position in the finance sector, which could threaten the achievement of set objectives. Another financial crisis in major economies across the globe can change the scenario in the job market. This could shrink opportunities for new graduates and even those who have years of experience in the finance sector. Target Market The target market based on my primary and secondary objectives includes investment banks and other investment management companies. Besides, this can include commercial banks, which are already providing asset management services to their clients. Some of the companies that I would be aiming to secure my career are presented in the following table: Get your 100% original paper on any topic done in as little as 3 hours Learn More Goldman Sachs Deutsche Bank Barclays Capital Morgan Stanley Citigroup Wells Fargo JP Morgan Chase UBS Credit Suisse Bank of America Merill Lynch HSBC Lazard The target market is considered difficult to make an entry at the graduate level. There is a large number of applicants every year and employers only select those candidates who can display great understanding, charisma, knowledge, and ability to fit in their challenging environment. I have already worked as an intern at JP Morgan Chase and received highly positive feedback from my immediate supervisor. I can, therefore, state that my primary interest is to pursue my career in one of the major investment management companies and banks located in the US. Implementation The first step of developing a personal strategy is to set out personal objectives, which have been provided in the previous section of this report. Since I am currently pursuing a degree with finance as my major, I have set out my objectives for the completion of my studies and also starting my career at a graduate entry-level. I have set out my objectives for short, medium, and long terms. Forgoing on to the next stage in my career, completion of the early objective is necessary. I will have to complete my undergraduate degree in finance to become eligible for the graduate training program at one of the leading financial institutions. Once I secure a job in one of the prestigious financial institutions, I will continue my academic endeavors to attain a Masters’s degree; most probably I will do a master’s in Business Administration with a major in Finance. I have to make sure that I can complete my Masters’s degree from one of the most reputable business schools. In this way, I will be able to add value to my portfolio by learning about management skills and improving my analytical and technical expertise. Moreover, I aim to have a professional qualification, which is highly recognized in all industries. This would help me to build on my skills and knowledge and test out my learning at work. I also understand that the implementation of a personal marketing plan is not definite and changes are expected over time. However, I strongly believe that I have the will and ability to achieve what I have set out in my plan. Attainment of these objectives will allow me to achieve my absolute goal that is to become an investment banker and have a strong personal brand in the finance industry. Evaluation I understand that I have to evaluate my performance throughout my career plan. I have to ensure that I stay on track to achieving my objectives. My evaluation will, therefore, be based on the success that I can have with the attainment of my objectives. In case of my inability to attain my objectives, I will have to reconsider my approach and make efforts to ensure that I can recuperate and get back on the track that would help me achieve what I have aimed for. In addition to this, I have to take into consideration any feedback that I receive from those who are assessing my performance. This will be an important part of my assessment. Others are better judges or evaluators of one’s performance and their feedback would surely help me understand my weaknesses and I will be able to seek their guidance to make improvements in my approach. Continuous personal evaluation is important for the successful fulfillment of my plan. Time Schedule The following schedule provides an expected period required for achieving objectives set out in the previous section of this report. Please note that this schedule provides expected years of completion/achievement of my career objectives as set out in the previous section of this report. YEARS 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 Completion of Graduate Degree X X Attaining position in a graduate training X X Completion of Masters Degree X X Completion of Professional Qualification X X Career Growth to the Middle Level X X X X X X X Career Growth to the Senior Level X X X X Career Growth to the Management Level X X

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