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Is there anyway you could get this done by friday?

Is there anyway you could get this done by friday?. I’m trying to study for my Management course and I need some help to understand this question.

The purpose of this assignment is to learn about a potential career path in the sports business industry by networking with and interviewing an industry professional.
An informational interview is a beneficial way to establish professional connections in a field that interests you while also conducting research on potential career opportunities. In the Sports Business Landscape assignment, you researched a variety of careers within the global sport ecosystem and narrowed your focus to one sector that most interested you. In the Developing a Professional Profile assignment, you connected with five sport business organizations, groups, or individuals within that sector via LinkedIn.
Reach out to one of those individuals or an individual within one of the sport business organizations you followed to set up an informational interview. Interviews can be done in person, over the phone, via e-mail, or through a video conference.
As you ask questions, record the interviewee’s responses. Answers (outside of name, job title, and time working with an organization) should be at least two to three sentences in length. If your interviewee delivers a terse reply, kindly ask the individual to elaborate.
Select five questions from the provided list and develop 10 additional questions of your own to ask your contact during the interview about their job duties, experience, and responsibilities. Consider what questions you might already have about the individual’s position, and what information or advice would be helpful to you in your job search.

What is your job title?
How long have you been working in your current position?
What skills, abilities, and personal attributes have helped you to succeed in this role?
What kind of education, training, or background did you have previously that gave you experience for this position?
Who is the primary target market that you serve in your position?
What are some of the biggest rewards and challenges you face on a day-to-day basis?
To what degree do you collaborate with others in your organization, and what is your interaction with professionals in other sectors of the sports business industry?
Describe a typical “day in the life” for you in the workplace.
What is your favorite thing about your job? What is your least favorite thing about your job?
What advice do you have for someone who is new to the industry and considering a job in this field?

Write a brief response (approximately 500 words) summarizing what you learned about the individual, the individual’s career path, the current position the individual holds, the duties of the position, and how that position fits into the global sport ecosystem.
Submit a document containing the 15 questions you asked your sports business contact, the accompanying answers, and your summary response.
GCU style is not required, but solid academic writing is expected.
This assignment uses a rubric. Please review the rubric prior to beginning the assignment to become familiar with the expectations for successful completion.
You are required to submit this assignment to LopesWrite. Refer to the LopesWrite Technical Support articles for assistance.

If there are any more questions feel free to message me and I will be more than gladly to answer them.
Is there anyway you could get this done by friday?

study of person centered therapy. There are four core concepts for the Person-Centered Approach. The first concept is self-actualization. Self-Actualization is the tendency for a person to reach their fullest potential through self-discovery and personal growth. The second concept of the Person Centered Approach is the need for positive regard. This is a person¿½s need for appreciation, love, respect, etc. from another person. There are two types of positive regard: unconditional and conditional. Unconditional positive regard is receiving positive responses from people no matter the action, behavior, etc. Conditional positive regard is the reinforcement of certain actions, behaviors, etc. over others. A result of conditional positive regarded is condition of worth. This is when a person feels worthy only if they meet certain conditions. The third concept is congruence. Congruence is the agreement between a person¿½s self-concept (the way they see themselves), their real self (who they really are), and their ideal self (the way they would like to be). The more those three views agree, the more congruence a person has. The fourth concept is empathetic understanding. This is the therapist¿½s ability to see the client¿½s world as his or her own. Empathetic understanding can be achieved through clarification and reflection. Clarification is when the therapist outlines the central meaning of the client¿½s statements. Reflection is when the therapist repeats portions of the client¿½s previous statement. This signifies the therapists understanding of the client (¿½Person Centered Psychotherapy – Psychotherapy Treatment And Psychotherapist Information,¿½ 2005). This approach is based on Rogers¿½ belief that good mental health is having balance between one¿½s real self and one¿½s ideal self. This is what leads to inadequate behavior (Person Centered Therapy, Carl Rogers person centered therapy). Rogers also believed that mental disorders developed from barriers set by put in place by the client that blocks self-actualization from occurring. The approach Person-centered approach was founded on the belief that the environment in which therapy is taking place should be a supportive, nurturing environment that allows the client to experience personal growth and solve their own problems. This environment is created by the therapist forming a close, more personal relationship with the client. Rogers was one of the first therapists to use the term ¿½client¿½ in place of ¿½patient.¿½ This change rids the therapy of a certain traditional formality (¿½Person-centered therapy – children, people, used, personality, theory, Definition, Purpose, Description, Normal results, Abnormal results”). In this approach, the client is the considered the expert. He or she is given the responsibility of guiding and choosing the direction of the therapy. The therapist will follow the patient¿½s speed and will not give direct answers or solutions to your problems. Because of this, a patient expecting to be told exactly what to do by their therapist will have a difficult time with this approach. There are six conditions that must be met in order for change to occur. The first condition is that two people must be in psychological contact. The second condition is that the client must be experiencing incongruence, as this is the basis for them attending therapy. The most successful factor of therapy is the therapist¿½s attitude, as opposed to his or her skills and training. The third condition is that the therapist must be congruent. They must seem open and relatable to the client. If a therapist does this, there is a chance that they could become emotionally involved and share emotional reactions with the client. However, therapists should not reveal his or her person problems to the client; the therapy should remain all about the client. The fourth condition is the ability to show empathy and understanding and provide the client with unconditional positive regard. It is important for the therapist to see the situations from the client¿½s point of view. Active listening is crucial; this is where the process of reflection (summarizing) comes into play. This shows that the therapists is actually listening, interpreting, and understanding what the client has disclosed. It also helps the client get a better understanding of what they¿½ve expressed and gives them the opportunity to expand on those thought and feelings. The fifth condition is that the therapist should have unconditional positive regard for the client. The sixth condition is that the therapist and the client have a good communicative relationship. The therapist should be able to listen without judgment of the person¿½s feelings, statements, actions, or the person themselves. The therapist is instrumental to the changes of the client, but is not directly responsible for any change. When the therapist possesses congruence, empathy, and unconditional positive regard, it helps the client feel like they can express themselves freely (“Person-centered therapy – children, people, used, personality, theory, Definition, Purpose, Description, Normal results, Abnormal results”). Rogers¿½ approach puts the client in the forefront instead of the client¿½s problems. This leads not only to client solving their current problems, but also helps them experience personal and emotional growth. This approach provides solutions to current problems, as well as providing the client with the tools to solve future problems. The main technique that person-centered therapists are known for is reflection. This is responding to a client¿½s statement by summarizing it back to them. It shows that the therapist is listening to and understanding the client as opposed to just going through the motions. However, reflection must be used genuinely. Some therapists may use it without thinking and it turns into parroting without the emotion and understanding behind it. There is no set length for how long person-centered therapy should be employed or frequency for how many visits should be made. Most frequently, sessions last for one hour, one day a week. The length and frequency of the therapy is adapted to fit the needs of the client. The end of therapy will occur when the client gains the coping skills needed to deal with life and its future obstacles. In the beginning of therapy, most clients are only able to talk about external factors in their life as opposed to speaking about themselves. The client is able to describe and talk about their feelings, but they don¿½t take any personal responsibility for them. The client describes themselves relative to his or her past experiences and isn¿½t able to trust and experiences fear of their current feelings. By the end of therapy, the client is able to freely express his or feelings and takes ownership of them. The client will no longer rely on past experiences and will be willing to open themselves up to new experiences. As a result of this approach, the client would be expected to show increased self-esteem, less guilt over past mistakes, and decreased stress, anxiety and panic. The client would also show depression recovery (if applicable), healthier relationships, greater trust in his or her self, and the willingness to experience new things. The client will be able to learn from their mistakes without having to repeat them and gain an entirely new, and more positive, outlook on life. There are many strengths to person-centered therapy. One strength is that this therapy uses the phenomenological approach (being able to see and understand the client based on his or her perception). The therapist must use the reflection technique to build trust with the client and to help them realize their perception of themselves and other things. Another strength is that the therapist must employ genuineness, empathy, and unconditional positive regard towards the client. This form of therapy increases the client¿½s self-understanding. This therapy can also be done in a group setting. It could be very helpful for the client to interact with people in similar situations as themselves. It provides the client with an even more understanding environment. However, there are some weaknesses to person-centered therapy. The approach does very little to challenge the client beyond changing their outlook on life and new experiences. Unlike the other forms of psychotherapy, the person-centered approach doesn¿½t have a variety of techniques or types of intervention to employ. If use of reflection were to fail with the client, there would not be a lot of options in regards to continuing therapy using this approach. Another weakness is the undirected nature of the therapy. Some clients may prefer being given advice and told what to do and some people may just have trouble finding the solutions to their own problems. The theory has gone through little evolution since it came into practice in the 1960¿½s. This approach¿½s simplicity can be seen as a strength or weakness. It¿½s easy to follow, understand and do. The little work done on the part of the therapist allows the client much greater freedom than other forms of therapy. On the negative side, it could be seen as something that could be easily done outside of therapy, lessening the need for the therapy. Betty is a twenty-seven year-old single woman in California by way of New York. Betty works in public relations for a retail chain in New York. She¿½s been living in California for three months while working on a franchise opening. Betty grew up poor on a small ranch in Texas and is an only child. Her father died fifteen years prior and she had been raised by her mother since. She did well in school and attended a state university. Afterwards, she began work for a department store in her home state and transferred to the central office in New York two years later. Betty had always been overweight and became morbidly obese in late adolescence. At the time these demographics were collected, Betty was five feet two inches and weighed two hundred fifty pounds. She would occasionally go on crash diets and lose anywhere from 40-50 pounds, but outside of those periods, Betty usually weighed between two hundred and two hundred fifty pounds since the age of twenty-one. According to Betty, she didn¿½t have a life. She worked sixty hours a week and had no friends or social life since moving to California three months prior. She desperately wanted to ask to be transferred back to New York but did not want to damage her career. Her company put her through a three-month training during which Betty did not perform or progress. She lived alone in a furnished apartment in the suburbs and spent her time working, eating, and counting down the days until she could return to New York. Betty had previously seen a psychiatrist in New York¿½for four months¿½who treated her with antidepressant medication. It had not helped her, despite the fact that she continued to use it. She was depressed, cried daily, was plagued with interrupted sleep (waking up by four of five a.m.), and often wished she were dead. She always moped around the house on Sundays (her day off), never getting dressed, and spent the day eating sweets while watching television. Betty considers her eating to be out of control¿½she gained twenty pounds in the three months since moving to California. She has frequent headaches and dangerously high blood pressure (about 220 over 110). Betty¿½s lack of seriousness in regards to therapy could be difficult. She has a tendency to make jokes about things and expects whoever else is in the conversation to do so also (i.e. the therapist). She also has trouble going beyond the surface of her issues. Any problem she discusses, story she tells, or emotion she expresses lacks the significant depth needed to make progress in therapy. The first thing I would do with Betty would be to have her describe herself and her situation to me. In following with the guidelines of the approach, she would probably only make blanket statements about herself and her situation and she would be able to take responsibility for the factors that lead to her coming to therapy. I would use reflection to help her realize the trouble she has speaking about herself in depth and the trouble she had discovering the underlying problems she faces. Hopefully, this will lead to a better understanding of herself and her life. I would also use the free association technique from Psychoanalysis. By having Betty freely tell me everything that comes into her mind, I hope to find out the effect that her father¿½s death had on her, where her trouble building relationships began, and exactly what cause her reliance on food. Once I began to see progress in regards to Betty¿½s outlook and attitude, I would try group therapy with her. Being in a group with people who are experiencing the same or similar things as Betty should further her understanding of not just her situation, but other¿½s situation also. At the end of therapy, I would bring it back to a one-on-one environment to further evaluate Betty¿½s progress. By this point, Betty should be experienced increased self-esteem and awareness. She should also be able to take responsibility for her feelings, thoughts, and actions. She should also be willing to embrace new experiences. Betty should finally be able to form some relationships in the duration of her stay in California. Word Count: 2,823 study of person centered therapy
perfectly answer the question in the document from chapter 8-13. I’m studying for my Economics class and don’t understand how to answer this. Can you help me study?

Chapter 8:
What does the circular flow represent? Explain the relationship between business and households. Who is on the supply and the demand sides. Based on that you recognize that total income should be equal to total output.
Define GDP. Distinguish between final and intermediate goods. Using intermediate goods calculations show how you could calculate the value of the final good.
List and briefly explain what is not included in the GDP.
What are the two methods you could calculate GDP. Pay close attention to figure 8-3 because it explains clearly and in detail the two ways of calculating the GDP. Note that adding all the incomes will not match the value of GDP measured by the expenditure approach. You should be able to do those calculations.
You should be able to calculate DI from the figures of GDP (table 8-2)
Distinguish between Nominal and Real GPD (look up the information on the “Our National Income Accounts”). If you have the nominal GDP how do you calculate real GDP?
What is per capital real GDP? The GDP of China is the second largest globally but in per capita it ranks #87. How come? Analyze table 8-4.
Chapter 9:
Define economic growth. How would you express economic growth on a graph? Analyze figure 9-2 and look at the reasons why economic growth improved and what triggered a decline in economic performance. What are the reasons why economic growth for China is so much stronger than the US and other developed countries?
Discuss the benefits of economic growth. What positive consequences would you add beyond points made on table 9-2? Do the same for costs of economic growth. You should listen to the videotaped lecture on economic growth (go to chapter resources- click on chapter 9 and scroll down to “Giuili lecture”)
What is the rule of 70?
What are the sources of economic growth? (again listen to the video lecture mentioned above)
Define productivity. List and briefly discuss about 10 elements which will increase productivity.
What is the relationship between savings and economic growth?
How does immigration impact economic growth? Discuss looking at both short run and long run.
Discuss the 3 stages of economic development (primary=agriculture; secondary=industry; tertiary= services)
What is “Eurosclerisis”? What are the reasons for this situation? How is it changing today?
Chapter 10
What is the AS? Distinguish between short run and long run AS curves. How does it differ from the PPC? Look at what is measured on either axis? How would you express economic growth using either of the curves?
Define AD. What is measured on each axis? What changes need to take place for you to move along the AD curve? What happens to the economy when the price level changes?
What changes are necessary for AD to move to the right? Analyze table 10-1 and explain the consequences of each change. You could add more reasons why AD would increase. Do the same for a movement to the left of the AD curve.
What does the long run equilibrium represent? What happens to the price level if the LRAS increases? Why?
There are 2 types or reasons for inflation. Explain and give examples of each. Why do they contribute to an increase in the price level?
Chapter 11:
What are the assumptions for a classical economic model? Explain Say’s Law.
What is the relationship between savings and investments? How are interest rates determined in the market? Using the demand and supply curves for labor show unemployment on the graph.
How does the classical model explain that in the long run, the economy will be at full employment (figure 11-5)
Explain the assumptions of Keynesian economics. Does this approach focus on the AD or AS?
What changes will lead to an outward shift of the AS curve? Explain why.
Analyze table 11-2. Explain how those events will increase or decrease the AS curve. You may add more reasons. Those changes are similar to the changes in what growth covered in previous chapters?
Assuming that you are at equilibrium using the AD and short run AS curves ( the AS curve will have 3 segments = 1- horizontal (Keynesian), 2-upward sloping as we get close to full employment, 3- vertical as in LRAS curve). If the AD increases in the Keynesian segment then what happens to the price level and employment?. If the AD increases in the upward sloping AS curve, what happens to the price level and the employment level? How about if you are on the LRAS and the AD curve increases then what happens to price level and employment? Which one of those is the best move? Which would you discourage?
What is an inflationary gap? Graph and explain how this occurs and give examples of reasons why this could take place. The same for a recessionary gap.
What is meant by a stronger dollar on international markets? How is that value determined? (see Giuili video for this chapter). How will this affect the AD in the US?
Chapter 12:
According to the Keynesian model, what is the relationship between income, consumption and savings? Distinguish between APC and MPC, APS and MPS. You should be able to calculate each. Graph the consumption function (listen to the Giuili videos for this chapter). On figure 12-1 at what level of Real Disposable Income (Y) is the economy in equilibrium? At what level of Y are savings=0. At what point will the economy be dissaving? What will contribute to an upward shift of the consumption function?
What is the relationship between savings and investments? Will the economy expand or contract when investments are smaller than savings? Why?
Explain how the multiplier works. How come the increase on GDP is larger than the initial injection into the economy (like an increase in investment or government…)? If the MPC increases will the multiplier increase or decrease? Why?
How does the C+I+G+NetX curve differ from the AD curve?
Chapter 13
Define discretionary fiscal policy. What is the goal of fiscal policy? How will fiscal policy be implemented in case of a recessionary gap? How about in case of an inflationary gap?
How will a change in taxation impact the AD curve? Explain and graph.
What is crowding out?
What does the Laffer curve show? What are the reasons why tax revenue increases and beyond a certain tax rate, decrease?
Explain how Supply Side economics work?
Discuss the different lags that fiscal policy could be faced with.
What are automatic stabilizers? Give examples and show they workin case the economy is in a recession or in a situation of inflation.
In the appendix you should be able to calculate problems using the balanced budget multiplier.…
here is the book
perfectly answer the question in the document from chapter 8-13

Banking Sector Fragility Causes

Banking Sector Fragility Causes. Discuss factors which have decisively contributed to the fragility of the contemporary banking sectors, as revealed in the form of the recent global financial crisis. Prepared by: Ivan Gnatiuk 37193 Artem Zaiets 36981 Mark Pohodin 37141 Introduction Firstly, crisis was originally started in US where it was a result of provided social policy. In particular, government allowed, even insisted, on distribution of house mortgages not only among wealthy part of society but also among poor one(so called NINJAs No Income, No Job, no Assets). Second part of this policy was an allowance on sell of ‘sets’ or securitized bundles of mortgages among banks. Market at that time was at the expansion at that time i.e. expectations were positive and market accepted securitized sets of mortgage loans they spread not only among US but also around the whole world. In detail, banks became holders of risky assets in a large quantity that give good return during the expansion but become sources of risk during recession. Second important factor was an asymmetry in information i.e. banks who sold this bundles known all about their debtors and buyer of ‘ securitized’ bundle has no idea about quality or ability to pay of debtors in this bundle. Thus, mortgage bundles were spread around the world with no information about ability of money return just before market fall i.e. with a change in liquidity to very low as a result of negative expectations and following mistrust of banks with respect to each other. As a result, bundles lost their value because of that fact that opportunity of repayment thus value was very low thus collected debt obligations become a worthless and cold be just deleted form asset list of bank they currently situated. Therefore, many not only American but also European banks, pension founds and even insurance companies suffered of recent financial crisis. Moreover, interdependence in euro area only strengthened an effect. Firstly, securitization is a methodology where mortgages and loans with a different maturity collected into large sets for further sell on the market. The problem of such a way operation provision is an asymmetry in information i.e. only seller know what percent of credits are trustful and have a large opportunity of repayment in the future. In contrast, now, Federal Reserve has a regulation that require keeping a fraction of loans i.e. not to sell all loans given on the financial market that intense banks to be more careful with their debtors. Main reason of fall was an unpredicted unification of two factors. These factors were fall of housing market not only in one particular city or area but it spreading among the whole country with further fall of financial markets. This effect was accelerated by interdependence of banking system. For example, complicated structure of interbank loans such as credit-default swaps where in case third party default seller agreed to compensate buyer. Fall of such a large bank as Lechman Brothers created not only panic among creditors but also mistrust among banks. It was one of the most hitting factors. Banks started to keep a large amount of cash. In such situation banking system become ineffective and only damage economy; collecting cash and decreasing overall liquidity i.e. banks become a cash collectors and only reduce money multiplier. When money demand is inelastic, increase in money supply does not have an effect on liquidity i.e. monetary policy become ineffective i.e. at some point holding of cash become more profitable than any other investment. Thus, central bank loose quantitative instrument of market control. Banks start to buy ‘safe’ government bounds with aim of protection of their capital and limit their credit distribution to reduce risk of not repayment of credits given. The volatility of banks In particular, banks play a very important role in determining the crisis. Problems encountered banks were due to great mistrust by customers. That is, the customer confidence in banks declined and that had a great influence on bank returns and stock prices. Stocks are more risky, which in term increase banks stock volatility. In finance, volatility refers to the standard deviation of continuously compounded by the return of a financial instrument for a certain period of time horizon. Thus, the return fluctuates over time and, therefore, an important determinant for the price of the shares. This is because the volatility shows the standard deviation of stock returns and depends on the risk of these stocks to hold. As a result, an increase in volatility leads to lower stock prices and vice versa. According to Choi et al. (1992)xi the interest rate variable is important for the valuation of common stocks of financial institutions because the returns and costs of financial institutions are directly dependent on interest rates. Moreover they mention a model which states that three different shocks affect bank’s profit during a given period namely; interest rate, exchange rate and default shocks. Since these three factors have a great influence on the profits of banks, it has also a great influence on its volatility of stocks. The interest rate directly has a great influence on the volatility. Profits of banks are determined by the interest rate. As mentioned, the revenues banks obtain are the interest payments of customers. The costs are the payments made to the customers. So an increase in the interest rate the banks gain will increase the banks’ profits and thus make those banks’ stocks more attractive. Investors can get more dividends on investment but also can earn money by buying low and selling high. So when a bank is doing well, stocks prices will increase and that results in a saver investment. This causes a decrease in the volatility of those stocks. So an increase in the interest rate, at which banks lend, leads to a decline in the stock volatility and on the contrary. The interest rate at which banks ‘borrow’ has another influence on its stocks. A growth in that interest rate will rise banks costs, and thus decrease the banks’ profits. That 13 make the stocks less attractive and causes a decline in its prices. So the growth of that interest rate causes an increase in banks stock volatility and vice versa. Grammatikos et al. (1986)xii investigated the portfolio returns and risk associated with the aggregate foreign currency position of U.S. banks. They found that banks have imperfectly hedged their overall assert position in individual foreign currencies and exposed themselves to exchange rate risk. This fact suggests that exchange rate risk may importantly affect bank stock returns. Thus, it also affects the volatility. To make business internationally you always need to convert your money. That is why it is especially for banks an important factor. Companies dо business with other corporations internationally via banks. Banks hold the foreign currency which investors and companies have to buy in order to invest or do business internationally. Moreover the exchange rate defines also in which country it is attractive to do investments. For example, when the exchange rate is low for Europeans so that the euro/dollar is low, it is attractive for Europeans to make investments in America. It is advantage for European banks because European investors are now buying dollars from the bank. Since investors have to pay fees for that and banks have more money to lend out, the profits are growing which means that the volatility is decline. So an increase in the exchange rate decreases the volatility. Default shocks are according to Choi et al. the last determinant of the banks profit and thus banks stock volatility. Default occurs when a debtor has not met his or her legal obligations according to the debt contract. This can be that he has not made a scheduled payment, or has violated a loan condition of the debt contract. A default is the failure to pay back a loan. Default may appear if the debtor is either unwilling or unable to pay their debt. This can appear with all debt obligations including bonds, mortgages, loans, and promissory notes. So it is an important factor in the banking industry. When huge amount of customers default, the banks have a high bad debt expense. This leads to an increase in the volatility. Furthermore if the risk of default rises, the interest rate rises as well because banks want to be compensated for this risk. As we have seen, an increase in the interest rate means a decline in volatility. So shocks in default mean shocks in volatility. This can be either up or down. When we take a closer look at the determinants of the volatility of banks stocks, we can see that it all depends on the state of the economy. When the economy is healthy, there are a lot of 14 actions in the markets as well as in the banking market. Corporations are investing a lot and thus are borrowing from banks; the housing market is doing well which means a lot of mortgage loan for banks. Overall there is a huge amount of business for banks which means that banks are doing well and thus stock prices are increasing, which indicates low volatility. On the contrary, during economic crises it is the other way around which we will see in the next part. Banks volatility in crisis During economic crises, we have seen that the economy in general is depreciating, during these years banks carry a lot of risk that customers are going to default. That is, the risk of having a lot of bad debt expanses rises. That risk causes fluctuation in the volatility of banks. During the last financial crisis, the housing market collapsed which caused a lot of default on mortgage loan. Because of the rise of default the interest rate is increasing and the currency is becoming cheaper. The three factors that affecting the volatility of banks according to Choi et al. were all affected during the last financial crisis, which caused increase in the volatility of banks. Moreover during banking panics, the volatility also increases. A banking panic means a bank run that appears when a huge number of customers withdraw their deposits because they think that the bank is, or might become, bankrupt. As amount of people who withdraw their deposits increases, the likelihood of default increases, and this leads to further withdrawals. This can destabilize the bank and finally lead to bankruptcy. So the bank carriesuncountable amounts of risk at that time. Because of that risk, investors are not willing to buy stocks of that bank and investors holding the stock already, want to sell their stocks. As a result the price of its stocks will decline and eventually be very low. Therefore the volatility will be very high. To sum it up, we have seen that the major determinants of the banks stock volatility are the interest rate, the exchange rate and the default shocks. More importantly, these three factors are all indicators of the state of the economy. When the economy is doing well, the factors influence the volatility negatively. However during financial crises and banking panics, the volatility will rise. So the volatility of banks’ stocks is affected by the health of the economy, which is indicated by the three factors mentioned. Globalization, as important crisis factor In this part we would like to reference such sector of banking as regional instability. Since the beginning of 21st century, the fragility of singular unit of the banking system was determined as a factor that affects only this particular institute. With increased globalization and technological progress, we have faced the new problem, which is a result of our own actions. Everyone loves traveling, but no-one likes to have big amounts of cash, casually lying in their pockets. This is the reason why we use plastic cards. Little do we think that they are a result of hard work and complicated connections between thousands of institutions. Such companies as Visa and MasterCard are offering us freedom of movement, in some way, and since the 90-th they grant us wide range of possibilities which we would never have in other way. We should state that both Visa and MasterCard, went public just recently before financial crisis, in October and may of 2006. This simply means that they became big enough, that there were a need of external financing, so the companies can expand even faster and bring their services to broader audience. The process of globalization brings us to the point of time, when there will be no more ways of globalizing without bringing any harm to economy of the world or even humans. Willing to expand, “systems” will fight over for the customer. Thus is when we meet the term that was implemented just recently – “reverse globalization” In the face of great economic risks, a lot of countries have started to implement the policy of protectionism. For example, in 2013, more than 2000 trade restrictions had been implemented by different governments, including United States and China. Another problem is that most companies which have their manufacturing powers abroad, mainly in china, report that their departments there are getting even more profitable. So we see the creation of the link between such countries. If one of them will be affected by the stroke, other one is going to feel the result as well. Banks are also taking part in such policy, or at least they used to. Since 1995 we can observe the steady trend to an increase in number of the foreign banks, from 780 to more then 1300, in 2007. The amount of new foreign banks, entering the market in OECD countries, peaked in 2007 at 132 in a year. The financial crisis dramatically reduced the number banks, up to the point when for the first time, since 1995, net exit of banks appeared to be bigger than net entrance. With the peak number being 1350, in 2009, it has been reduced to 1272 in 2013. Though this impact was intense, we can see even more radical change in the number of domestic banks. Here the number of facilities fell from 2704 to 2384, in 2007 and 2013 respectively, increasing market share of foreign banks up to 35%, from around 33% previously. The most interesting effect crisis had on banks of emerging and developing countries. Firstly, the amount of banks there didn`t decrease, but rose by 30. Also significant amount of banks that have been opened in European countries, had an actual headquarters in developing country. So, in regards to regional economy, European banks had the greatest reduction, as 29 foreign banks left the market. Nevertheless, we had an increase of such in Sub-Saharah Africa, where it peaked on the mark of additional 31 bank. The trend of developed countries being in lead, by an annual net entry, had been changed, when emerging and developing countries took this spot, even though developed countries are still shoving positive rates in all years after, except 2013. Concluding this point, we can assume that increasing amount of banks is not useful for overall health of world economy. Also such actions on the behalf of new banks can create issues for regional economies, as they tend to accumulate resources from citizens and not being effective as allocating institute. Such point leads us to the point that banks, as institutes which are supposed to be an effective tool for cash flows allocation, can be harmful for small regional economics. They create risks of collapsing and creating systematical problems, through connections between small banks and systems of such institutions. Finalizing all the information above, we would like to mention that banks, as fiscal institutions, are a source of great possibilities, but they may create bigger problems. Analyzing such data we see that market economy is self-efficient in some respect. It naturally clears itself during each crisis peaks. The problem is that banks link different economies, some of which are better and some are not that healthy. That just means that some links must be destroyed and thus operations of such banks are not necessary. In future risks of crisis fluctuations will be higher, as there will be even more banks to create harder connections, and thus world economy will suffer from those “small depressions” even harder with each next starting its action. Conclusion To sum it all up, from our research we have seen that crisis of 2007-2008 show us the fragility’s of banking system and the factors, which have decisively contributed to the fragility of banking sectors. We saw that some strengths of banking system in light of global financial crisis become fragilities. Banks volatility increased over the time period of a crisis especially during the last financial crisis. We can say that the volatility of banks increased during the financial crisis of 2008 and that the main driver is the GDP growth rate and that the less important drivers are the interest rate the exchange rate. In addition, we can say that increasing amount of banks is not useful for overall health of world economy. Also such actions on the behalf of new banks can create issues for regional economies. Bibliography Launch of 2013 Depth Index of Globalization: Why globalization is going into reverse, by Carol Matlack: Rising Costs, Protectionism Hit U.S. Companies in China, Says Survey: The Impact of the Global Financial Crisis on Banking Globalization; by Stijn Claessens and Neeltje van Horen, October 2014: Business Cycles, Financial Crises, and Stock Volatility, by G. William Schwert, 1989:;jsessionid=54AC3C46B1787F442C4032CE1265C4A1?query=Kopecky, K. J.Banking Sector Fragility Causes

UCLA The Film Ivans Childhood and The Fall of Berlin Discussion

essay writer free UCLA The Film Ivans Childhood and The Fall of Berlin Discussion.

Why do you think Tarkovsky chose to end Ivan’s Childhood with the scene of Ivan, his sister, and other children playing on the beach? What do you think the significance is of the very last shot that shows Ivan running across the water?Please watch the film Ivan’s Childhood and answer the question above. (This needs to be at least 1.5 pages) Identify a scene in The Fall of Berlin that effectively engaged your attention and another scene that bored you and try to explain what accounts for the difference between them. Please watch the film The Fall of Berlin on youtube and answer the question in 1.5 pages.
UCLA The Film Ivans Childhood and The Fall of Berlin Discussion

Federal Rules of Civil Procedure New Edition and the ESI Assignment

Federal Rules of Civil Procedure New Edition and the ESI Assignment.

1)Using a Web browser, search for any information security policies used at your academic institution. Compare them to the ones discussed in this chapter. Are there sections missing? If so, which ones?2)Using a Web browser and a search engine, search the terms “BP deepwater disaster plan failure.” You will find many results. Select one article and identify what that article considers a shortcoming in BP’s planning. What part of the contingency planning process came up short (IR, BP, or CP)? How could the shortcoming have been prevented?3)a). This chapter’s opening scenario illustrates a specific type of incident/disaster. Using a Web browser, search for information related to preparing an organization against terrorist attacks. Look up information on (a) anthrax or another biological attack (like smallpox), (b) sarin or another toxic gas, (c) low-level radiological contamination attacks.b) Using a Web browser, search for available commercial applications that use various forms of RAID technologies, such as RAID 0 through RAID 5. What is the most common implementation? What is the most expensive?4)a. Using a Web browser, identify at least five sources you would want to use when training a CSIRT.b. Using a Web browser, visit What information is provided there, and how would it be useful?c. Using a Web browser, visit What is Bugtraq, and how would it be useful? What additional information is provided under the Vulnerabilities tab?d. Using a Web browser, visit What information is provided there, and how would it be useful? What additional information is provided at a Web browser, visit the site What is this Web site, and what does it offer the information security professional? Visit the “Know your Enemy” white paper series and select a paper of your own choice. Read it and prepare a short overview for your class.6)Using a Web browser, search for “incident response template.” Look through the first five results and choose one for further investigation. Take a look at it and determine if you think it would be useful to an organization creating a CSIRT. Why or why not?7)Using a Web browser, perform some research on a newer malware variant that has been reported by a major malware containment vendor. Using a search engine, go to the vendor’s Web site; this could be Symantec, McAfee, or any of their competitors. Visit one malware prevention software vendor. Search for the newest malware variants and pick one. Note its name and try to understand how it works. Now look for information about that same malware from at least one other vendor. Were you able to see this malware at both vendors? If so, are there any differences in how they are reported between the two vendors?8)At the end of 2006, a new edition of the Federal Rules of Civil Procedure (FRCP) went into effect. Using a Web search tool, learn more about the FRCP. What likely effect will its emphasis on electronically stored information (ESI) have on an organization’s need for a digital forensic capability?*****NOTE****FOR ALL U NEED TO FOLLOW BELOW INSTRUCTIONSRequirements:Type your responses with proper headings in a word document.Detailed and significant scholarly answers will be graded with full point value. Incomplete, inaccurate, or inadequate answers will receive less than full credit depending on the answers provided.All submissions need to submitted to the appropriate area within Moodle.Late submissions, or email submissions will not be acceptedPLEASE SUBMIT ON TIME
Federal Rules of Civil Procedure New Edition and the ESI Assignment

North Central University Handbook of Best Evidence Based Practices Paper

North Central University Handbook of Best Evidence Based Practices Paper.

For this week’s Signature Assignment, you will once again revisit your focus topic and the behavioral health issue that you chose in Weeks 3 and 5. You will also continue to visualize yourself in your role as clinical manager at a local non-profit mental health clinic. Now that you have obtained the $25,000 grant that addresses your focus topic, the director of clinical services has asked you to create a handbook of evidence-based practices for this issue. The handbook will be utilized as a training and resource tool for all clinical staff within your agency. The handbook must minimally include the following components:Provide a table of contents.Include a section on evidence-based assessment(s) that would be appropriate tools to use with clients who have the behavioral health issue you have chosen. Justify your choices.Include a section describing and assessing evidence-based interventions, programs, and practices that address your behavioral health issue.Include a section to address cultural competency related to this behavioral health issue and client intervention.Document any applicable behavioral health statutes and regulations clinical staff must be familiar with before working with clients.Support your assignment with at least five scholarly resources. In addition to these specified resources, other appropriate scholarly resources, including seminal articles, may be included.Length: 10-12 pages, not including title and reference pagesYour assignment should demonstrate thoughtful consideration of the ideas and concepts presented in the course by providing new thoughts and insights relating directly to this topic. Your response should reflect scholarly writing and current APA standards. Be sure to adhere to Northcentral University’s Academic Integrity Policy.
North Central University Handbook of Best Evidence Based Practices Paper