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Definition of Recession and the Predicted Recession in the Malaysian economy

What is economic recession? Economic recession is defined as a decline in the country’s Gross Domestic Product (GDP) growth for about two or more consecutive quarters in a particular year. Gross Domestic Product (GDP) consists of the monies spent by consumers, the investments made by private companies and the government, government spending on labor and products, and the net total of a country’s exports. As a part of a normal business lifecycle, when an economy that grows over a period of time tends to slow down. An economy typically grows for 6 to 10 years and later is likely to go into a recession for about 6 months to 2 years. Thus, economic recession is a declining phase of the business life cycle when there decline in economic activities spread across the economy, lasting for more than a couple of months, normally visible in Gross Domestic Product or GDP, employment, real income, industrial production and wholesale or retail sales. A recession has many characteristics that can occur simultaneously and can include declines in real-time measures of overall economic activities. Recessions are the result of reduction in the demand and may also be associated with falling prices also known as deflation, or on the other hand it could also be due to increasing prices also known as inflation or a combination of increasing prices and stagnant economic growth. A prolonged or severe recession is referred to as an economic depression. Although the difference between a recession and a depression is not clearly stated, it is often believed that a decline in Gross Domestic Product or GDP of more than 10% constitutes a depression. The cause of an economic recession primarily depends on the actions taken to control the money supply in an economy. The Federal Reserve is the agency responsible for maintaining the delicate balance between money supply, interest rates, and inflation. When this delicate balance is tipped, the economy is forced to correct itself. Furthermore, the Federal Reserve sometimes deals with these situations by dumping huge amounts of money supply into the money market. This helps to keep interest rates low, even as inflation rises. Inflation is the rise in the prices of goods and services over a period of time. So, if inflation is increasing, it means that goods and services are costing more now than they did before. The higher the level of inflation, the smaller the percentage of goods and services is which can be bought with a certain amount of money. There can be many contributing factors for inflation, which include but are not limited to increased costs of production, higher costs of energy and the national debt. In an environment where inflation is prevalent, people tend to cut out things like leisure spending. They also budget more, spend less on things they usually indulge in, and start saving more money than they did. As people and businesses start finding ways to cut costs and derail unneeded expenditures, the GDP begins to decline. Then, unemployment rates will rise because companies start lying off workers to cut more costs, because consumers are not spending like they were. It is these combined factors that manage to drive the economy into a state of recession. An economic recession can be expected before it actually happens. There are many ways to spot a recession before it actually happens. For instance, by observing the changing economic landscapes in quarters that come before the actual onset we can predict whether a recession is about to occur or not. You will still see GDP growth, but it will be coupled with signs like high unemployment levels, housing price declines, stock market losses, and the absence of business expansion. When an economy sees more extended periods of economic recession, it goes beyond a recession and is declared that the economy is in a state of depression. On the other hand, the benefit of an economic recession is that it will help to cure inflation. As a matter of fact, the delicate balancing act that the Federal Reserve struggles to pursue is to slow the growth of the economy enough so that inflation will not occur, but also so that a recession will not be triggered in the process. Now, the Federal Reserve performs this balancing act without the help of fiscal policy. Fiscal policy is usually trying to stimulate the economy as much as is possible through such things as lowering taxes, spending on programs, and ignoring account deficits. Currently the global economy is facing a downturn; In Malaysia the economy has been spotted declining since the first-half of 2008 .This decline may spell bad news for us as it may result as a recession. However, it has been predicted by the government that the economy is not going to be insulated from the global downturn. It was clearly stated by the current Prime Minister Datuk Seri Abdullah Ahmad Badawi that Malaysia would be able to weather the storm brought on by the U.S. credit crisis as we still have strong economic fundamentals as well as being politically stable. In his statement he said “We have very strong reserves, our surplus is still strong, our domestic savings are also very high and our currency is also stable and not subject to fluctuation,” He also said “”We have the strength and the resilience of Malaysians as we have faced it before and our banking system is still strong, there’s stability in the country and predictability in terms what’s going to develop politically,”. The Prime Minister admitted that it was not going to be easy, but with good cooperation with the public and the government our country could get through the recession with not much damage. On the other hand, it has also been predicted that the Malaysian economy will most probably see a full blown recession this year given the steep deterioration in recent economic activities both locally and globally. Based on an article in The Star Online of 5th March 2009, it was predicted that the economy may contract by1.19% in 2009. It was clearly stated in the phrase “A poll of economists” expectations for 2009 projects the economy would contract by 1.19% this year as the slump in exports and slowing domestic demand bite hard especially in the first half of the year”. However, there were also predictions that the contractions of the Malaysian economy would be temporary and would recover later in this year. The Affin Investment Bank economist Alan Tan said “The first half will be weak but I am expecting stabilization late in the year on a recovery in exports and domestic demand”. This statement was also supported by another statement by the RHB Investment Bank Bhd economist Peck Boon Soon, however this time the economy was predicted to rebound in 2010. The table below shows the forecast growth of the Gross Domestic Product by Malaysia’s top financial institutes. Besides that, in view of the deteriorating global economy and as a step to be ready for an economic recession, the Central Bank of Malaysia (Bank Negara Malaysia) has lately reduced the Overnight Policy Rate (OPR) by 25 basis points to 3.25 per cent. It’s clearly stated in the Malaysian Economy-Update Blog that the Malaysian economy is getting or expecting to get worse if no monetary and fiscal policy changes. To add liquidity into the system and reduce the cost of funds, the statutory reserve requirement (SRR) has been cut from 4.0 per cent to 3.5 per cent effective Dec’08. If domestic conditions worsen, amid subsiding inflation, the OPR may be slashed to 3.0 per cent or even lower. The reduction of interest rate has to be done cautiously as it may unintentionally lead to a weaker ringgit that would push up the cost of imports. The deficit fiscal target for 2009 has also been raised to 4.8 per cent of GDP, from 3.6 per cent previously. This may be justified as difficult times call for drastic measures. However, there are concerns that government revenue would be adversely affected by the falling commodity prices, which could subsequently enlarge the deficit to even exceed 5.0 per cent of GDP. All of this signs clearly states that the Malaysian economy is going into a recession. The graph below shows the decline of the GDP growth. The Malaysian Institute of Economic Research (MIER) has also defined Malaysia’s current economic situation as a recession. Based on the article in the Malaysian Economy-Update Blog dated 5th of March 2009, MIER says Malaysia stands on the brink of recession as falling demand hits exports and manufacturing with growth expected to reach 0.5% this year. MIER forecast the economic growth for first half of 2009 will be negative which will put Malaysia in a technical recession, but will show positive figures in the second half of 2009. The Executive Director of MIER Mohamaed Ariff said “overall, it will be 0.5% growth for this year in the best-case scenario. The worst-case scenario is there is a 50% chance of a full-blown recession this year.” Furthermore, this has also lead to the reduction of employments which results in the downfall in the Consumer Sentiments Index (CSI). This is shown in the graph below. Based on all the evidence provided above, it could be seen that the current Malaysian economy is going into a downfall and may result in a recession. Even though the government has not officially declared a recession it’s very important for us to be ready to face one as we do not know how bad it may result as. The predicted contraction of the economy by 1.19% will be one of the major causes of the recession as there will be a massive reduction in exports and domestic demands. The reduction of the Overnight Policy Rate by the Central Bank (Bank Negara Malaysia) is also one of the signs that Malaysia is going into a recession, this is because the reduction of the Overnight Policy Rate would result in the reduction of the GDP growth because less money would be invested in the economy and would lead to the downfall of the economy. On the other hand, as stated by the Malaysian Institute of Economic Research (MIER) the reduction of employments and downfall of the Consumer Sentiments Index (CSI) shows that Malaysia would be facing a recession. However, as said by our respected Prime Minister, the downfall that is about to be faced by our country may not last long as, because Malaysia has very strong reserves, high domestic savings and also our currency is quite stable. This forecast recession is predicted to rebound in the third or fourth quarter this year this year or latest by 2010. To sum it all up, a recession is not an event that is waited for, however it’s a part of a normal business lifecycle and it’s natural for it to occur in an economy every 6 to 10 years once. The best step to take during a recession is to minimize all of our expenditures and save as much as we can. Therefore we should always be prepared to face such situations as we may not know how bad the recession may be and how long it may last.
Adelphi University Pleasantville Cottage School Social Work Support Discussion.

I’m working on a social science project and need support to help me learn.

Course Project OverviewThe body of work that you prepare needs to be a work of quality. The arching expectation of the assignment is that you will not merely summarize what others have said about the issues under examination. Rather, the expectation is that you look thoughtfully, creatively, and originally at the issue so that your work makes a professional contribution. The content of student projects has ranged. In the past, for example, students have developed business plans, worked on program evaluations, developed programs, written qualitative/quantitative studies, and created multimedia presentations. Projects are to be accompanied by a paper that explains the purpose, content, and uses of the project and that includes a brief but relevant literature review and a bibliography. Research papers are another method to complete requirements of the course. Research papers will have more expansive literature reviews and follow a more traditional format. Ideas developed for other assignments in your time at Hunter may be the foundation for professional seminar papers/projects, but expanding on prior work in a significant way is the expectation of the seminar.Option 1: Project and accompanying paper The final assignment will be up to 10 pages and include the following sections: Identification of the issue to be examined or “Problem Statement” Review of relevant literature Implications for Social Work Practice Relevant references/bibliographyProjectPresentation to classMy project is to create a Social Work/Case Manger Support Group to assist with training and retention of all employees.Paper outline has been started, Professor’s points need to be addressed. Add citation here, what is this etc. follow notes on side and address what you can.
Adelphi University Pleasantville Cottage School Social Work Support Discussion

Management Discussion.

Initial Post should be 150 words and TWO follow up posts 50 wordsConsider current events related to this unit’s topic by performing a short article search on topics related to ONE of the following: corporate ethics, corporate social responsibility, workplace diversity, or process for making ethical decisions.Read an article published within the previous year related to one of the above.Summarize the information in your own words. Follow the discussion board rubric on the course syllabus for minimum required length.Describe a) what you learned from this information and b) how it relates to this unit’s topic. Be sure to identify which key term or phrase from this unit relates to your response. Include the article title, name(s) of author(s), the publication date, and, if available, the web link.*
Management Discussion

(The Quadratic Formula) – The Radical World of Math is reviewing the master plan of a proposed amusement park coming to your area. You must create problems demonstrating each concept.

First Concept, the planners need help in designing the land space. Your task is to choose 3 possible configurations of land use with 15 rows of parking. Find the area of the picnic (green space) for each configuration. 15 rows of parking are required, The rows will be the same length as the park, The park size will be square with a length of X so that expansion is possible, Green Space” for planting, sitting, or picnicking is a must., Parking will be adjacent to only two sides of the park Second Concept: The Park is expected to be successful and the planners decide to expand the parking lot by adding 11 more rows. Assume the new plan will add not only 11 rows of parking but will also triple the maximum original green space (approximately). What is the percentage increase in area that was created by expanding to 26 rows of parking? Third Concept, signs have to be designed for the park. For one of the areas called “Radical Happenings”, the signs must show conversions between radical expressions and exponential expressions. There must be at least 10 signs in all that reflect square roots, cube roots, and fourth roots. Create 10 unique signs for use in the park. Would there be appropriate areas for these values to be placed? Fourth Concept, another area will be titled “Imaginary World”. One of the movies shown in this the area can be chosen from YouTube dealing with the Mandelbrot Set.

EDUC 1300 Houston Community College System Networking Platforms Presentation

custom essay EDUC 1300 Houston Community College System Networking Platforms Presentation.

This assignment requires you to make an informative presentation on one of the topics below. You will work independently to research, create, and present information on your topic to the class. Presentations will consist of either a PowerPoint or Prezi presentation.individual must choose a topic from the list below. Submission SpecificationsVisual Requirements: Use a PowerPoint, Prezi, or other presentation software Record Yourself (in online classes only): (I need to see your screen and hear your voice. Your face is optional.) Use Kaltura (Click My Media from the Left toolbar to access this recording device), your cellphone, Jing, Screencast, Screencastomatic, a private YouTube account, or any other recording softwareSlide Amount: 7-10 SlidesPresentation Time Requirement: 5-10 minutes Presentation Topics Gardner’s Multiple Intelligences Bloom’s TaxonomyEffects of Sleep Deprivation on Academic Performance HCC Campus Life and Student Activities (not an online option)Mindset and Grit NetworkingEmotional Intelligence on the Job
EDUC 1300 Houston Community College System Networking Platforms Presentation

Discussion Board 2 : Critical Period in Language Development

Discussion Board 2 : Critical Period in Language Development. I’m studying for my Psychology class and don’t understand how to answer this. Can you help me study?

Discussion Board Instructions and Deadline

minimum 350-word up to a maximum 500-word answer
use evidence to support your opinion (MUST cite research as outlined in prompt)
proofread your answer and use complete, grammatical sentences

Discussion Board Question #2
In chapter 2 (pp. 46-56) and the film, Secret of the Wild Child introduced the idea of a critical period to learning language. Erik Lenneberg proposed a hypothesis called the “Critical Period Hypothesis” that states there is a biologically-determined period of time during which language acquisition must occur. Attempts to learn language after puberty (around age 12), according to this hypothesis, will be more difficult and ultimately unsuccessful. Those who argue in favor of a critical period for learning language often use children who have been deprived of language input and their inability to successfully learn language as the primary evidence (e.g., Genie).
Those who argue against the critical period for learning language often use evidence from brain development and neuroimaging studies, as well as studies of second language learning.
In your opinion, do you think Lenneberg’s critical period hypothesis is supported by research? In your response, briefly tell me what it means to be successful in learning language (i.e., what should the outcome look like with respect to the 5 basic aspects of language) and then provide at least three (3) reasons why you believe the critical period hypothesis is or is not supported by research. Your answer should appropriately use/cite research. You must use a minimum of 3 references for this prompt. These references may only be peer-reviewed journal articles, chapter, or books. You may not use either web sites or your textbook as a source.
Grading Scale
5 – well-informed, uses/cites research appropriately, complete and grammatical sentences, meets minimum word count, convincing in argument/answer to prompt.
4 – reasonably well-informed and appropriately uses/cites research, but may be less convincing in argument/answer in prompt. No issues with grammar were noted and met minimum word count.
3 – author does attempt to use/cite research in response, but may have been less convincing in argument/answer in prompt. Issues with grammar may have been noted. Author may not have met minimum word count.
2 – author does not attempt to use/cite research in response and thus, fails to convince reader of answer. Issues with grammar may have been noted. Author may not have met minimum word count.
1 – poorly written, did not meet minimum word count and was not well-informed or use/cite research in prompt. Many issues were noted.
0 – did not attempt assignment
Discussion Board 2 : Critical Period in Language Development

University of Nairobi Financial Strategies Study Case

University of Nairobi Financial Strategies Study Case.

For a successful case write up, you will need the following:Case papers should address the key issues that pertain to the financial strategy and then make clear recommendations with as much support as possible.Papers should be no more than three double-spaced pages (not including exhibits) and include a cover page with your name, the date, the course number, and the title of the assignment (case name).Papers should be organized into specific sections. For example, Background, Key Issues, Recommendations with support. Keep the Introduction short and don’t be so quick to jump to the recommendation. If the issues are wrong, the recommendation can’t be correct.Late papers will not be accepted.Your grade will depend on how well you identify the issues and argue your recommendation.All Footnotes and References Must use the APA Format.The answer is not on the internet. You may use the internet for additional background and information, but I don’t care what the company actually did. All that really matters is in the case.Remember that you only have three double-spaced pages for text. If you wish to use charts or financial analysis to support your recommendation, use an exhibit. Don’t waste space and put it in the text.
University of Nairobi Financial Strategies Study Case