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A Case Study Of The Romano Family Social Work Essay

Drug abuse as well as alcohol and tobacco use is the leading cause of all preventable deaths and illnesses in the United States. The awareness by the public about the medical consequences of abusing substances has over the last 15 years been awakening as a result of the ever-increasing rate of AIDS prevalence among substance abusers. However, AIDS only represents a tip of the iceberg to the problems presented by substance abuse. Tobacco, alcohol and other drugs contribute to half a million deaths yearly. This represents a ratio of one in every four deaths. The morbidity as a result of legal and illegal drug abuse is also of equal devastation. Substance abuse has tremendous cost in terms of the loss of productivity and its demand on the heath care resources. This is as a result of viral and bacterial infections from illicit drugs injections, cardiopulmonary diseases and cancer as a result of smoking and vehicular crash and cirrhosis from alcohol among other complications. This excerpt will offer a review of information regarding the risk as well as the protective factors that aid in the development of substance abuse as well as the effectiveness of interventions meant to prevent substance use in this population. It will mainly focus on the Romano Family case study and produce relative literature that would aid in the family’s treatment and prevention of further substance abuse. The Romano family case study The Romano children exhibit most of the symptoms present in substance abusing adolescents. This include: sudden change in personality in areas such as discipline, school attendance and grades; the children have also been reported to have outbreaks of tempers and flare ups, two of the children actually insulted their respective teachers; a withdrawal from necessary responsibilities; a change in the overall attitude of the adolescent; loss of interest in some of the child’s favorite pursuits; a change of friends as well as being reluctant to be visited by friends; sudden aggression, nervousness and jitteriness; difficulties in being attentive; increased secretiveness; deterioration of grooming. The symptoms exhibits often differ from one individual to another as well as across different substances abused (Fisher

TAMUK Quality Engineer at a Medical Device Manufacturing Company Discussion

TAMUK Quality Engineer at a Medical Device Manufacturing Company Discussion.

Help in writing the practical connection
between my work and current course work. See below,I request you to provide me a summary of
reflection that could be applied practically to my work and I work as a quality
engineer at a medical device manufacturing company, I request you to write an 800
Word practical connection referring to the textbook attached. Need to provide
specific examples that can be used in our daily work. The practical connection
should have an Introduction, how the course work relates to my work, and
conclusion.Let me know if you have any questionsRefer to the attached textbook for reference
TAMUK Quality Engineer at a Medical Device Manufacturing Company Discussion

The Core Business of Allianz Insurance

essay writer The Core Business of Allianz Insurance. Allianz is ranked among the top 100 most valuable brands worldwide and is a leading insurance and financial services company. Allianz’s core business is Life and Health insurance and property – casualty. Allianz is also one of the four active asset managers in the world. The total asset management operations as of 2009 were € 1,202 billion. The company ‘s business activities in this segment consist of asset management products and services both for third-party investors and for the Allianz Group’s insurance operations (Allianz Annual Report, 2009, p.48). Allianz banking operations now comprise of operations in Germany, Italy, France and New Europe. The bank offers a wide range of products for corporate and retail clients. Due to their limited size, banking operations are reported as part of the corporate and other segment. According to a press release on 24 February, 2011; Allianz announced preliminary results for the fiscal year 2010 of total revenues reaching a new high of 106.5 billion euros. Based on this release, Life and Health insurance generates the most revenue reaching a record level of 57.1 billion euros. Growth amounted to 12.5 percent compared to 50.8 billion euros in 2009, and was driven by strong demand for both investment-oriented and traditional life insurance products. Life and Health insurance also generates the most profit with operating profits growing 7.4 percent to 2.9 billion euros, compared to 2.7 billion euros in 2009. This was largely driven by a better expense result, as well as an increase in operating investment income which benefited from significantly lower impairments compared to 2009 (Press release preliminary results 2010, p.1). Life and Health insurance and property – casualty will drive growth in the next decade as they have always counted for the main revenue of the Group. Allianz has been performing well and sustainable. Since 2007 it reached € 97,689 million revenue and in 2008 the global economy was in crisis but the revenue was just went down slightly with € 92,568 million. In 2009, the economic crisis reached its peak in the first half of 2009 however its revenue still increased up to 5.2% with € 97,385 million. A newly announced figure for its 2010 revenue has been impressive, with total revenue reaching € 106.5 billion. These figures have proven that the company has been doing well for the last four years and there is no doubt that the company will be successful in coming years (2009 Allianz Annual Report, p.48). Corporate Responsibility: Allianz responded to the increasing demands of society for greater Corporate Responsibility by adopting a new CSR strategy in 2009. This strategy assures that environmental and social issues are managed, deliver value for the company and that there is a continued benefit for society. The strategy focuses on three themes; managing the company’s environmental impact, addressing the risks and opportunities associated with climate change and supporting the communities in which Allianz is operating (Corporate Social Responsibility 2009, p.3). As an international financial services provider, Allianz sees sustainable development as fundamental to its business. Allianz is focusing on finding innovative solutions that address local and global challenges. Allianz also established a strong structure for handling CSR activities. Delivery of the CSR strategy is the responsibility of the Human Resources Director, who is a member of the Allianz Insurance Management Board. CSR issues are included at the monthly Management Board meetings, as well as featuring at the company’s annual Director and Management Conferences. The CSR Manager is responsible for setting the overall strategy, implementing initiatives and reporting performance to the HR Director and the Management Board. In addition, a CSR Steering Committee comprising of 11 senior managers from each of the major divisions has been established to ensure the CSR strategy is embedded in the business. The committee meets 2-3 times a year to review progress against the strategy and to identify future risks and opportunities. The Committee is chaired by the HR Director (Corporate Social Responsibility 2009, p.4). Climate Change Allianz sees itself and the insurance industry at the forefront of the fight against climate change. The industry must play a central role in both climate change mitigation and adaptation. Based on this initiative, Allianz has done a wide range of activities in response to Climate Change. Allianz Insurance is a founding member of ClimateWise which was founded by leading insurers in 2006 ” to respond to the myriad risks and opportunities of climate change, aiming to reduce the overall risks faced by economies and societies” ( As a member of ClimateWise, Allianz must report annually on its performance against the principles and sub-principles. Allianz also supports national and global CO2 emission reduction targets and government action, including regulation that will enhance the resilience and reduce the environmental impact of infrastructure and communities. In 2002 Allianz joined the Carbon Disclosure Project (CDP), an independent organization now representing 534 institutional investors worldwide with more than US $64 trillion in funds. CDP collects, evaluates, and publishes data on the CO2 emissions from more than 3,000 companies around the world. RCM, a globally active investment company belonging to the Allianz Group, uses the CDP database to compile risk profile lesson companies climate performance (Corporate Social Responsibility 2009, p.9) Furthermore, Allianz remained committed to its carbon reduction plans even when the Copenhagen Summit ended having set no binding global emissions targets and no indication of when emissions should peak. Carbon management has a strong business case – it is primarily about reducing energy consumption and costs. Stakeholders In order to understand stakeholders’ expectations, Allianz is working closely with a range of national and international organizations and doing surveys to discover which topics are most relevant to their stakeholder groups. Every two years Allianz asks its main societal stakeholders which key issues Allianz should deal with and how they should address them. For example, in the 2009 Stakeholder Survey, 131 completed questionnaires were received from stakeholders from the following sectors or groups: Politics, Media, Non-governmental organizations, Science, Companies and Allianz management (Allianz Sustainable Development Report 2010, p.12). Regarding customers, Allianz is committed to making it easier for its customers to deal confidently with financial topics by maintaining a section on its Group web portal that explains how the financial and economic crisis develop and what its possible consequences for consumers are. Regarding Suppliers, Allianz carries out supplier surveys to learn more about their suppliers’ businesses and their efforts in the area of sustainable development. Regarding Community, Allianz takes today’s challenges as opportunities for action through its local activities, global projects, and the work of Corporate Foundations. A good example is the Foundation for Sustainability and the Allianz Cultural Foundation. Regarding Government Relations, Allianz maintains various partnerships with renowned and trustworthy organizations such as World Wide Fund For Nature (WWF) or the United Nations Environment Programme Finance Initiative (UNEPFI) (Allianz Sustainable Development Report 2010, p.12). Crisis Management Allianz and other financial institutions had to face the global financial and economic crisis which started in mid 2007 with the collapse of the housing market in the United States. The crisis that was initially observed within the banking sector accelerated in 2008 and spilled-over to various other sectors of the financial industry. Serious disruptions in the global financial system led to deteriorating economic conditions and investors became much more risk averse. In September 2008, the global financial system almost collapsed: large financial institutions faltered, leading to changes in business models, failures, mergers and nationalizations. Some economies were even on the verge of national bankruptcy. In consequence, the weak situation in the financial markets that was observable from falling stock markets and volatile credit spreads became even more intense in the fourth quarter of year 2008. The global economic downturn caused a series of collapses or near collapses of giant financial institutions such as Bear Stearns, Lehman Brothers, Merrill Lynch, Washington Mutual, Wachovia, AIG and Citigroup. However, Allianz has managed successfully in its business operations, particularly its risk management as demonstrated by its impressed revenue: 97,989 billion euros in 2007, 92,567 billion euros in 2008, 97,385 billion euros in 2009 and 106.5 billion euros in 2010. Allianz emerged from the market turbulence as one of the strongest insurance groups in the industry by solvency and ratings, as evidenced by external rating agencies. The financial strength of Allianz SE was rated by StandardThe Core Business of Allianz Insurance

FNU Applicants Professional History and Qualifications Paper

FNU Applicants Professional History and Qualifications Paper.

An applicant’s professional history and qualifications are outlined in a resume. A cover letter is a way for the applicant to make a professional introduction to the hiring manager and demonstrate an interest in the company.Develop a current resume and create a formal cover letter for a position for which you would like to apply. Create both the cover letter and resume using a professionally accepted format provided on the Resume-Resources website, located in the Topic Materials.( the following:Resume: Detail your overall education, credentials, and professional experience, such as licenses, earned degrees, certifications, professional experiences, previous positions held, membership in professional organizations, publications, and skills.Write a one-page double spaced introductory cover letter in which you explain your professional objectives, professional interests, and strengths as an applicant.Prior to submission, share your resume with a colleague and obtain feedback. Revise your resume as neededWhile APA style format is not required for the body of this assignment, solid academic writing is expected, and in-text citations and references should be presented using APA documentation guidelines, which can be found in the APA Style Guide, located in the Student Success Center.This assignment uses a rubric. Please review the rubric prior to beginning the assignment to become familiar with the expectations for successful completion.
FNU Applicants Professional History and Qualifications Paper

New York Institute Shadow Banking and the Great Recession Research Paper

New York Institute Shadow Banking and the Great Recession Research Paper.

Please select a topic from the attached document and cover below criteria.Research Paper: This is a graduate course and students will be expected to research and write papers summarizing in their own words what they have found on current topics from the weekly readings. Research is a theoretical review of relevant literature and application of findings in the literature to a topic related to a specific industry, field, or business problem.The research must be conducted using peer-reviewed trade or academic journals. While Blogs, Wikipedia, encyclopedias, course textbooks, popular magazines, newspaper articles, online websites, etc. are helpful for providing background information, these resources are NOT suitable resources for this research assignment.Please Note: The UC Library staff are very helpful with assisting students in using the UC Online Library journal database. Please contact them if you have issues. In addition, the instructor has provided additional resources, including a research tutorial, in the “Course Resources” folder in the “Content” area of the course.Assignment Requirements:1.Choose a research topic from the chapter readings or from the list provided by your professor.2.Research/find a minimum at least four (4), preferably five (5) or more, different peer-reviewed articles on your topic from the University of the Cumberlands Library online business database. The article(s) must be relevant and from a peer-reviewed source. While you may use relevant articles from any time frame, current/published within the last five (5) years are preferred. Using literature that is irrelevant or unrelated to the chosen topic will result in a point reduction.3.Write a four (4) to five (5) page double spaced paper in APA format discussing the findings on your specific topic in your own words. Note – paper length does not include cover page, abstract, or references page(s).Structure your paper as follows:Cover pageOverview describing the importance of the research topic to current business and professional practice in your own words.Purpose of Research should reflect the potential benefit of the topic to the current business and professional practice and the larger body of research.Review of the Literature summarized in your own words. Note that this should not be a “copy and paste” of literature content, nor should this section be substantially filled with direct quotes from the article. A literature review is a summary of the major points and findings of each of the selected articles (with appropriate citations). Direct quotations should be used sparingly. Normally, this will be the largest section of your paper (this is not a requirement; just a general observation).Practical Application of the literature. Describe how your findings from the relevant research literature can shape, inform, and improve current business and professional practice related to your chosen topic.Conclusion in your own wordsReferences formatted according to APA style requirementsPlease Note: Plagiarism will not be tolerated. The paper must be written in your own words.No PlagiarismReferencesAPA Format
New York Institute Shadow Banking and the Great Recession Research Paper