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15 – Portfolio 4

15 – Portfolio 4. Paper details Every manager has different skills, and specialties of expertise. It is quite possible that you could be in a situation where you see something that someone else does not see, especially if they are working under you with less education or experience than you. If a loan officer working under you recommends a loan to a customer, describe (A) when you would authorize that loan, and (B) when you would deny the loan in each of the following cases and give your rationale. You disagree with your subordinate because you do not think restaurants are good investments in general, so you have a bad feeling about this customer’s ability to repay the loan based on your experience with the market rather than any financial facts. You disagree with your subordinate because you think medical operations are high risk for legal problems, so you have a bad feeling about this customer’s ability to repay the loan based on your experience with the law rather than any financial facts. You disagree with your subordinate because you think members of their family are business failures, so you have a bad feeling about this customer’s ability to repay the loan based on your experience with social history rather than any financial facts. You disagree with your subordinate because you just have a bad feeling about this customer’s ability to repay the loan based on your gut instinct rather than any financial facts.15 – Portfolio 4
Lower and Upper Classes Views on Labor Essay. The lower and upper classes in the society are characterized by different levels of achievements. People in the upper classes have achieved significant financial independence while those in the lower classes have little gains in terms of economic stability (Veblen 41). Thus, the two categories of people have distinct views about labor. Persons in the lower classes believe that they can only be productive through engaging in some forms of production, which have attributes of struggle. Such people contend that there is no meaningful economic gain without struggle. This is evident in communities that adopt agriculture as the main source of their income. The lower classes do not have options to labor. Working is their accepted way of life. Thus, they work towards producing better results so that they would have better lives (Veblen 42). It is demonstrated that those who value productive labor also appreciate the principles of emulation and acquisition. In order to acquire property, they aim at exhibiting high levels of diligence and parsimony. One demerit of this view of labor is that lower classes may work tirelessly without producing results that would enable them improve their status (Veblen 44). On the other hand, upper classes do not believe that people should be involved in labor that is characterized by any form of struggle. Although such people also have the features of the emulative process, they have modified patterns of acquisition. The views of the upper classes with regard to labor are consistent with the characteristics of the barbarian stage of culture (Veblen 45). Such perceptions are geared toward looking down upon those who depend on productive labor to survive. In fact, persons in the upper classes assert that the lower classes get involved in labor as a sign of weakness and subjection. The views have been in the society for quite some time. They have not been abolished because social differentiation has made people in the upper and lower classes have distinct perceptions with regard to labor (Veblen 48). How different people improve their status in society Status is a social vertical scale that defines individuals based on relative ranks. The ranks could be assigned to persons on the premises of honor and prestige, among other attributes (Veblen 50). The primary goal of improving status is to have better satisfaction in the context of social assessments. Different people improve their status through the adoption of various approaches. Modern societies rank their members based on occupations. Persons in particular occupations rank higher those in other occupations. Thus, people aim at improving their status through engaging in occupations that they feel would make them be regarded higher on the social vertical scale (Veblen 50). A significant number of individuals study so that they can work in their best areas of occupations. In fact, improved academic training has been positively correlated with better ranks in the community. Religion is also used utilized by persons so that they could improve their status (Veblen 54). This is based on the fact that some religious are regarded better than others. In fact, members of a religious group aim at climbing the social vertical scale by being actively involved in matters with regard to their religious affiliations (Veblen 57). Another way through which individuals improve their status is through being members of certain ethnic groups. Thus, it would be expected that some ethnic groups are recognized as being better than others in particular contexts. Social satisfaction that is achieved through social ranking is best in people who are members of ethnic groups that are highly regarded. Works Cited Veblen, Thorstein. The theory of the leisure class. New Brunswick, NJ: Transaction Publishers. 2000. Print. Lower and Upper Classes Views on Labor Essay
The American People to 1865 Essay. Introduction In the seventeenth century, many Africans were enslaved and transported to America as farm workers. During this period, planters from Virginia and some parts of South Carolina relied on African slaves to help in farm activities such as clearing the farmland to harvest and storing of the products. Since this labor force was cheap, the farmers shifted their attention and started using the imported African slaves to carry out the farm duties on massive plantations. Notably, the indentured servants of African origin, in Virginia were brought via a Dutch ship where they were exchanged for food. As the numbers of slaves increased, others were taken to South Carolina to serve in the large agricultural plantations in the region. From Indentured Servitude to African-American Slavery in Virginia Available literature indicates that in Virginia, the indentured servants constituted the initial population of black people in the region. Despite their racial differences, the blacks were not treated as slaves in Virginia because it was believed that they earned similar status as their white indentured colleagues in the farms at this time. Until 1656 in Virginia, the term “slave” did not exist in the available records. Indeed, in some areas such as South Carolina, the term ‘servant’ was used for a long time even as others began using ‘slave’ to refer to African immigrants. This was the case up to the 1660s, when the white farmers began to redefine the status of such black workers. The word ‘slave’ was technically coined in trade, politics and law to depict Black Americans who were imported by the slave traders. The trade rapidly and widely spread to other parts of America such as South Carolina where large scale farmers needed the services of the slaves. Origin The shift from the term “indentured servants” to African–American Slavery was due to various factors. First, the arrival of more Africans in Virginia particularly in 1619 increased the number of immigrants, who were later called Slaves in the white farms. The increasing number of the slaves in the region shortly changed the white farmers’ perception and treatment of the African workers. Though at the time, there were no significance differences among the workers, the merchant planters began to subject the African indentured workers to harsh treatment compared to the white workers. Second, the Native Americans became unsuitable to work in the farms since it was increasingly becoming labor intensive as the farms grew larger. The agricultural practices also became intensive that the Native Americans could not cope because they were vulnerable to the outbreak of European diseases. In this regard, the rising outbreak of dysentery, malaria and typhoid raved the health status of the farm worker, with the whites mostly affected. This led to a number of deaths of the African-American and the Native American workers. In reality, the diseases affected the preference of white works on the farms and were thereafter replaced by the growing numbers of Africans in America. Third, the Native Americans were able to escape from slavery due to their closeness to such avenues. The accessibility of the avenues made it possible for the white servants to escape to their home country, leaving the African migrants behind as servants. Since the African workers could not escape to their countries of origin, they became the right choice as farm workers. In fact, this made slave trade to be lucrative business, thereby institutionalizing slavery in America. Indeed, Virginian and South Carolina benefitted from the trade. As the population of African slaves increased, maintaining them became cheap; forcing the farmers started relocating the Native American workers. Literally, the mentioned factors and others were the causes of transition from indentured servitude to African-American slavery in Virginia that later spread to other areas including South Carolina. Consequences The shift from indentured servitude to the perpetuated African-American slavery had a lot of impacts on the colonial society, some of which had adverse repercussions. For example, the change created a number of impacts in the colonial society including the following. First, the productivity increased because the African-Americans had some levels of resistance to the European diseases. Therefore, they were able to meet the demands of agricultural practices. This increased the farms’ productivity. Secondly, the colonial society had to reduce the rising cases of disease outbreak, meaning it had to increase research and curative measures. Third, the colonial society also had to deal with the rising opposition to slavery. Mostly, slavery received opposition due to poor and unreasonable working conditions, which the slaves were subjected to, such as low wages, low working hours, hard labor and others. The slaves were also opposed to the physical abuse such as corporal punishment that was executed publicly. The things, which changed Actually, a number of things changed during the transition. For example, there was increasing number of African-American slaves working in the large farms in Virginia. This led to the reduction of Native American workers on the farms. After sometimes, the perception about African-American slaves changed as they started agitating for their freedom. At last, the slaves were accorded freedom that changed the working and living conditions in the country. The use of African-American labor helped in building the infrastructure in Virginia. This changed the development trend in the area through exploitation of the available skills. These were the initial phases, which helped in recognizing the African-American slaves for having exceptional bricklaying, tanning and carpentry skills. The other thing that changed was the economic disparity between the poor and the rich. Here, the merchant planters accumulated massive wealth, political power and prestige as the slaves languished in deep poverty and helplessness. In addition, even the landless whites who were indentured servants. Affects of Increasing Reliance on Slavery The increasing dependence on slavery affected free and enslaved Virginians in various ways. For example, footloose accumulation impoverished the free Virginians, and towards the end of seventeenth century, slavery put pressure on prime land and ruined the hopes of young single men of ever acquiring adequate potential farmland. This problem mostly affected the free Virginians who accused the established planters of disregarding the country’s plight. As a result, the wretched young men resorted to disrupting elections in protest of increasing landlessness. The discontent resulted to civil unrest in Virginia in 1676, when the freemen and the slaves joined the conflict. They pilfered and plundered the farmers of valuables during the rampage. Conclusion In Virginia and other parts of America particularly South Carolina, the advent of Africa-American servitude was due to the shift from indentured servants who were working on plantations. The indentured servants were drawn from whites and blacks, and they worked with limited discrimination till the whites were replaced with the enslaved blacks. Though there were numerous challenges and discontent among the enslaved black workers, they could not escape easily as the white servants due to limited avenues. The American People to 1865 Essay
Describe an example of a contract that you or someone you know entered into (e.g., rental agreement, cell phone agreement, property purchase or lease [e.g., car, home, furniture, etc.], home or car repair, or student loan agreement). In your descriiption, be sure to provide specific contractual details including parties and subject matter involved. You must also address the following: Define the five essential elements of an enforceable contract, and demonstrate how each element relates to your example. Explain the circumstances of a breach of contract in your example, and discuss possible remedies. The paper must be three to four pages in length (excluding title and reference pages) and formatted according to APA style as outlined in the Writing Center. You must use at least two scholarly sources other than the textbook to support your claims. Cite your sources in-text and on the reference page.

Argument that women experience special pains of imprisonment

Prison is a fundamental punishment of the penal system. It’s argued that it punishes an individual by removing their ‘freedom’ and rehabilitating them for their greater good of their future life. However, a key argument within the use of prisons is related to female imprisonment. Many have argued, as this question does, women suffer from ‘special pains’ when imprisoned. This ‘special pains’ analogy, elaborates on to areas such as the geographical position of female prisons, the bond between mothers and their child, the lack of emotional support to women and recognition of the differences in the problems they may face compared to males. In this essay, the question has asked me to critically discuss these experiences for women. To critically discuss, I must look at all sides of the arguments, at all the theories related to it and then conclude my findings and my outcome. There have been numerous studies on the emotional and mental health of women in prison and the experiences they face and I must use these to conclude whether women do experience special pains in prison. A majorly debated topic regarding the imprisonment of women centres on the use of Mother and Baby units. This is the use of a specially designated ‘crèche’ type area in the prison for pregnant females to give birth and attempt to create a mother-child bond, with new born babies being kept in some prisons up until the age of 18 months. A study by HMIP (1997) showed that 4% of mothers had a child with them in prison. However, the use of a mother and baby unit must be first approved by the home secretary, and is a controversial topic due to the raising of a new born baby in a prison environment and the view that ‘incarcerating innocents’ is deeply emotive. According to the prison service website, ‘each application for admission is assessed on an individual basis by a multi-disciplinary team, whose focus will be at the best interests of the child.’ They then continued to explain that every woman’s prison is appointed a mother and baby liaison officer, who offers help and advice to the applicants. However, according to the reform group ‘women in prison’, places are often limited and demand outstrips supply. The age limit maximum is 18 months in open prison and nine months in others, so there will always be an inevitability of mothers being separated. Mother and Baby units are often a controversial area and many argue that there are considerable concerns about having babies develop in prison environments. Mental disorders in female prisoners are considerably higher than in non-incarcerated groups (singleton 1998). This is obviously another concern for M

Rheumatoid Arthritis (RA) and Guillain-Barre Syndrome (GBS)

assignment helper Rheumatoid Arthritis (RA) and Guillain-Barre Syndrome (GBS). Inflammation is a protective reaction associated with vascular tissues in response to different stimuli such as irritants and pathogens. In addition, other causes of inflammation may include physical injuries and immune reactions on body cells and tissues. Therefore, inflammatory reactions serve to eliminate the stimuli and start the process of healing on damaged cells, tissues, and organs (Ferrero-Miliani et al., 2007, p. 227). Conversely, these inflammatory reactions can be chronic or acute. This essay presents the etiology, pathogenesis, diagnosis, clinical manifestations, prognosis, and the treatment of Rheumatoid Arthritis (RA) and Guillain-Barre Syndrome (GBS). Rheumatoid Arthritis (RA) Scenario: 45 years old woman started with severe pain in her hands and feet. She noticed that she could not shake her wrists whilst she was doing PE with her students in the gym. About 2 month later, when she was working in her yard, the pain became even more pronounced. She was digging the yard for make a path way. The garden working was difficult to do because every day her feet hurt and the strength in her hands was so reduced that even lifting a large boiling pot in the staff kitchen was difficult. At night times she put her hands under her pillow to try to reduce the pain so that she could sleep. Chronic immune inflammatory reactions can occur on synovial tissues in response to the synovitis, synovial cells, and the accumulated synovial fluid in the joints. This type of autoimmunity causes Rheumatoid arthritis (MajithiaRheumatoid Arthritis (RA) and Guillain-Barre Syndrome (GBS)

Need chemistry help with The boiling point of a liquid is

Need chemistry help with The boiling point of a liquid is.

The boiling point of a liquid isSelect one:a. always the temperature at which the vapor pressure equals 760 mmHg (1 atm).b. always the temperature at which the liquid phase of a substance is in equilibrium with the vapor phase.c. always the temperature at which the vapor pressure equals the pressure exerted on the liquid.d. always equal to the vapor pressure of the liquid at a given temperature.
Need chemistry help with The boiling point of a liquid is

Florida International University Revenue Streams Wyndham Hotel Group Report

Florida International University Revenue Streams Wyndham Hotel Group Report.

Revenue streams. The way a company makes income from each customer segment. Here are several ways to generate a revenue stream:Asset Sale – (the most common type) Selling ownership rights to a physical good. e.g. retail corporationsUsage Fee – Money generated from the use of a particular service. e.g. UPSSubscription Fees – Revenue generated by selling access to a continuous service. e.g. NetflixLending/Leasing/Renting – Giving exclusive right to an asset for a particular period of time. e.g. Leasing a CarLicensing – Revenue generated from charging for the use of a protected intellectual property.Brokerage Fees – Revenue generated from an intermediate service between 2 parties. e.g. Broker selling a house for commissionAdvertising – Revenue generated from charging fees for product advertising.
Florida International University Revenue Streams Wyndham Hotel Group Report